Spanaway, WA (98387)

Pierce County · Seattle-Tacoma-Bellevue, WA · Population 51,384

Fresh.Data current as of Apr 24, 2026

Spanaway, WA (ZIP 98387) sits in Pierce County within the Seattle-Tacoma-Bellevue metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Annual Checkup comes in above the national average at 68.9%. NCES lists 13 schools serving the area, 13 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $4,718. IRS data shows average household income (AGI) of $69,987, well above the ~$45K national average per return. Federal QCEW filings show 333,492 covered jobs in this ZIP's primary county — a major regional employment hub. FEMA has issued 26 federal disaster declarations affecting this ZIP since 1964 — a high-frequency exposure profile. 33.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from King County, WA (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $94,340, fair market rent of $2,110 for a two-bedroom, and a typical home value of $509,420, down 0.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
51,384
Median age
32.8

Race & ethnicity

White
58.4%
Black
11.4%
Asian
5.8%
Hispanic / Latino
14.9%
Other / multi-racial
19.5%

Income & housing

Median household income
$94,340
Median home value
$373,400

Education

Bachelor's degree or higher (age 25+)
15.6%

Employment

Unemployment rate
5.6%

Housing

Owner-occupied
12,585(76.6%)
Renter-occupied
3,851(23.4%)
Vacant units
637
Built (median)
1994

Commute

Public transit
390(1.6%)
Work from home
1,661(6.8%)
Avg commute
36.1 min

Economic wellbeing

Below poverty line
4,600(9.0%)
Uninsured
476(0.9%)

Digital access

Broadband access
15,388(93.6%)
No broadband
1,048(6.4%)

Language & nativity

Foreign-born
5,955(11.6%)
Non-English at home
9,129(18.9%)

Studio

$1,530

/month

1 Bed

$1,720

/month

2 Bed

$2,110

/month

3 Bed

$2,930

/month

4 Bed

$3,320

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$509,420

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

-0.5%

vs. March 2025

5-year change

+21.5%

vs. March 2021

Metro area

Seattle-Tacoma-Bellevue, WA

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

3,207

Across 1,870 permitted buildings. Total construction value: $842.4M.

Single-family

1,731

54% of total units

Multifamily (2+ unit)

1,476

46% of total units

Single-family value

$574.2M

construction value

Multifamily value

$268.2M

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

23,820

Average AGI

$69,987

Avg property tax

$480

EITC participation

13.7%

Income distribution

  • $1 – $25,00021.3% · 5,070
  • $25,000 – $50,00024.2% · 5,770
  • $50,000 – $75,00019.3% · 4,600
  • $75,000 – $100,00012.8% · 3,050
  • $100,000 – $200,00019.6% · 4,660
  • $200,000 or more2.8% · 670

Avg mortgage interest

$926

Avg charitable contribution

$417

Avg capital gains

$1,376

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1667.1M across all reported brackets.

Business & employment

Business establishments

541

Total employment

3,971

Annual payroll

$174.2M

Average annual pay

$43,859

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$70,395

Average weekly wage

$1,354

Total employment

333,492

Total establishments

20,820

That is roughly 8% above the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

4.6%

That is 0.6 percentage points above the US national unemployment rate of about 4.0%.

Labor force

490,724

Employed

468,256

Unemployed

22,468

Based on Pierce County, WA data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

4

Typical banking access

A standard suburban / mid-density branch count for this area.

Total deposits

$319.5M

across all branches in this ZIP

Distinct institutions

4

different banks operating here

Top banks by deposits in this ZIP

  • 1.Umpqua Bank$104.5M · 1 branch
  • 2.U.S. Bank National Association$76.3M · 1 branch
  • 3.KeyBank National Association$70.5M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Community health centers

Federally funded health-center sites

3

Multiple health-center sites

A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.

FQHC sites

3

federally qualified

Look-Alike sites

0

FQHC equivalents

Avg hours / week

44

across sites in this ZIP

Sites in this ZIP

  • 1.SBHC at Bethel Middle School
  • 2.SPANAWAY CLINIC
  • 3.Sea Mar CHC - Spanaway 176th St. S.

Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.

Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.

Alternative-fuel stations

Public EV charging stations

1

Limited EV charging

A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.

Level 2 ports

2

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • ChargePoint Network

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Social Vulnerability Index

Overall SVI

49th percentile

Moderate Vulnerability

Based on 19 census tracts, population 49,527

Vulnerability Themes

  • Socioeconomic Status47th percentile
  • Household Characteristics49th percentile
  • Racial & Ethnic Minority Status61st percentile
  • Housing Type & Transportation44th percentile

Households Without Vehicle

508

Limited English Speakers

814

Persons with Disability

6,136

Without HS Diploma

3,098

Without Health Insurance

3,569

Adults Age 65+

4,774

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

26

Date Range

1964–2026

Most Recent Declaration

SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES

Flood — declared April 7, 2026 (DR-4906)

Incident period: December 5, 2025 – December 19, 2025

Top Incident Types

  • Flood11 (42%)
  • Severe Storm8 (31%)
  • Biological2 (8%)
  • Earthquake2 (8%)
  • Fire1 (4%)
  • Other2 (8%)

Individual Assistance

14

Direct help to disaster survivors

Households Program

5

Housing & temporary lodging support

Public Assistance

24

Repair of public facilities & roads

Hazard Mitigation

8

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Median daily AQI

44

Good
Good 265dModerate 100dUnhealthy 1d

Peak AQI (2024)

166

Unhealthy

Primary pollutant

Ozone

186 days as main pollutant

Days measured

366

Based on Pierce County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

7,855

That is roughly 345 years per 100,000 below the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

17%

of adults self-report

Poor physical health days

4.5

avg per adult per month

Poor mental health days

5.8

avg per adult per month

Uninsured

6.6%

of residents under 65

Primary care MDs

72

per 100,000 residents

Preventable hospital stays

2,352

per 100K Medicare enrollees

Food environment (0-10)

8.3

10 = best access & security

Exercise access

82%

residents near a facility

Flu vaccinated

45%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 7.0% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Pierce data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Significant food access concerns

33.7% of Pierce County, WA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.18

per 1,000 residents

Supercenters & clubs

0.03

per 1,000 residents

SNAP-authorized stores

0.59

accepting food benefits

Fast-food restaurants

0.59

per 1,000 residents

Among low-income residents, 7.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Pierce County, WA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

−1,515 people

+549 households+$90.2M net AGI flow

Moved in

33,336households

58,669 people • $2.4B AGI

Moved out

32,787households

60,184 people • $2.3B AGI

Where new residents came from

  1. King County, WA9,291 households
  2. Thurston County, WA1,623 households
  3. Kitsap County, WA871 households
  4. Snohomish County, WA808 households
  5. Los Angeles County, CA419 households

Where departing residents went

  1. King County, WA6,086 households
  2. Thurston County, WA2,030 households
  3. Kitsap County, WA1,090 households
  4. Maricopa County, AZ723 households
  5. Snohomish County, WA637 households

Incoming households reported an average AGI of $72,166 versus departing households' $70,625.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

13 schools serve this ZIP, including 13 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
Bethel High SchoolPublic9–121,679
Spanaway Lake High SchoolPublic9–121,540
Bethel Virtual AcademyPublic0–121,099
Liberty Middle SchoolPublic6–8775
Cedarcrest Middle SchoolPublic6–8756

Showing top 5 by enrollment. 8 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026

Colleges & universities nearby

Colleges in this area

3

Median in-state tuition

$4,718

Median earnings (10 yr)

$40,124

  • Olympic College

    Bremerton, WA · 98337

    4-Year
    In-state tuition
    $4,197
    Out-of-state tuition
    $9,740
    Acceptance rate
    Graduation rate
    32.6%
    Median earnings (10 yr)
    $43,169
    Median student debt
    $12,000
  • Peninsula College

    Port Angeles, WA · 98362

    4-Year
    In-state tuition
    $4,718
    Out-of-state tuition
    $5,270
    Acceptance rate
    Graduation rate
    38.9%
    Median earnings (10 yr)
    $37,078
    Median student debt
    $15,786
  • 2-Year
    In-state tuition
    $20,025
    Out-of-state tuition
    $20,025
    Acceptance rate
    Graduation rate
    Median earnings (10 yr)
    Median student debt

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Spanaway, WA (ZIP 98387) sits in Pierce County within the Seattle-Tacoma-Bellevue metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Annual Checkup comes in above the national average at 68.9%. NCES lists 13 schools serving the area, 13 non-charter. 3 colleges and universities serve the area, with median in-state tuition of $4,718. IRS data shows average household income (AGI) of $69,987, well above the ~$45K national average per return. Federal QCEW filings show 333,492 covered jobs in this ZIP's primary county — a major regional employment hub. FEMA has issued 26 federal disaster declarations affecting this ZIP since 1964 — a high-frequency exposure profile. 33.7% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New residents arriving here predominantly come from King County, WA (IRS SOI Migration, 2022-2023). Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $94,340, fair market rent of $2,110 for a two-bedroom, and a typical home value of $509,420, down 0.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.

One concrete reading worth keeping: Depression prevalence sits higher the national rate at 27.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 98387

What is the obesity rate in ZIP 98387?

38.9%, which is 5.9 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 98387?

27.6%, which is 5.6 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 98387?

31.8%, which is 0.2 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 98387?

13 schools serve this ZIP, including 13 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 98387 have charter schools?

No charter schools are listed in ZIP 98387 by NCES CCD (retrieved Apr 27, 2026).

Are there high schools in ZIP 98387?

Yes, 5 high schools serve this ZIP: Bethel High School, Spanaway Lake High School, Bethel Virtual Academy, and 2 more. (NCES CCD, retrieved Apr 27, 2026).

What is the population of ZIP 98387?

51,384 people live in ZIP 98387, with a median age of 32.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 98387?

$94,340 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 98387 mostly renters or homeowners?

In ZIP 98387, 76.6% of occupied housing units are owner-occupied and 23.4% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 98387?

In ZIP 98387, 6.8% of workers work from home. Public transit is used by 1.6% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 98387?

9.0% of the population in ZIP 98387 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 98387 have broadband internet?

93.6% of households in ZIP 98387 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 98387?

The typical home value in ZIP 98387 is $509,420, down 0.5% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 98387?

Home values are down 0.5% over the past year and up 21.5% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 98387?

The average Adjusted Gross Income reported on tax returns from ZIP 98387 (Spanaway, WA) is $69,987 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 98387?

Tax returns from ZIP 98387 report an average of $480 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 98387 earn over $200,000?

2.8% of tax returns from ZIP 98387 (Spanaway, WA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 98387?

As of 2022, 541 business establishments operated in ZIP 98387 employing 3,971 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 98387?

The average annual pay across all local establishments in ZIP 98387 is $43,859, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 98387 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 98387 ranks in the 49th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 98387?

Racial & Ethnic Minority Status is the highest-scoring CDC SVI theme for ZIP 98387, ranking in the 61th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 98387 experienced?

FEMA has recorded 26 federal disaster declarations affecting ZIP 98387 between 1964–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 98387?

Flood is the most common federally declared disaster type affecting ZIP 98387, accounting for 11 of 26 declarations (42%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 98387?

The most recent FEMA disaster declaration affecting ZIP 98387 was "SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES" — a flood declared in 2026 (DR-4906) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 98387?

3 colleges and universities are listed near ZIP 98387 by the U.S. Department of Education College Scorecard, including Olympic College, Peninsula College, and Northwest School Of Wooden Boat Building (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 98387?

Median in-state tuition across 3 nearby institutions is $4,718 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 98387?

Graduates of nearby colleges earn a median of $40,124 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 98387?

This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (13 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (3 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (26 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (26 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 98387?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.