Population & age
- Total population
- 803
- Median age
- 64.8
Beverly, MA (01965)
Essex County · Boston-Cambridge-Newton, MA-NH · Population 803
Fresh.Data current as of Apr 24, 2026
Beverly, MA (ZIP 01965) sits in Essex County within the Boston-Cambridge-Newton metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Health Insurance comes in below the national average at 2.8%. No NCES schools are mapped to this ZIP in the current dataset. 6 colleges and universities serve the area, with median in-state tuition of $30,700. Average annual pay across local establishments runs $277,920 per worker (Census ZBP) — a high-wage local economy. Federal QCEW filings show 323,694 covered jobs in this ZIP's primary county — a major regional employment hub. Social vulnerability is low in this ZIP at the 3th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 40 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Only 3.5% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. 30.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Per IRS migration filings (2022-2023), the area's primary county lost $186,229,000 in net taxable income to other counties. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $241,003, fair market rent of $2,660 for a two-bedroom, and a low 2.3% poverty rate. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 94.3%
- Black
- 0.0%
- Asian
- 0.0%
- Hispanic / Latino
- 1.9%
- Other / multi-racial
- 5.7%
Income & housing
- Median household income
- $241,003
- Median home value
- $652,000
Education
- Bachelor's degree or higher (age 25+)
- 80.7%
Employment
- Unemployment rate
- 0.0%
Housing
- Owner-occupied
- 319(94.1%)
- Renter-occupied
- 20(5.9%)
- Vacant units
- 0
- Built (median)
- 1983
Commute
- Public transit
- 0(0.0%)
- Work from home
- 0(0.0%)
- Avg commute
- 32.0 min
Economic wellbeing
- Below poverty line
- 18(2.3%)
- Uninsured
- 0(0.0%)
Digital access
- Broadband access
- 319(94.1%)
- No broadband
- 20(5.9%)
Language & nativity
- Foreign-born
- 34(4.2%)
- Non-English at home
- 32(4.1%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$2,130
/month
1 Bed
$2,240
/month
2 Bed
$2,660
/month
3 Bed
$3,180
/month
4 Bed
$3,520
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
1,011
Across 468 permitted buildings. Total construction value: $289.6M.
Single-family
393
39% of total units
Multifamily (2+ unit)
618
61% of total units
Single-family value
$181.1M
construction value
Multifamily value
$108.4M
construction value
Apartment construction (5+ unit buildings) accounts for 53% of new units this year — the area is densifying, not just adding single-family stock.
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
12
Total employment
399
Annual payroll
$110.9M
Average annual pay
$277,920
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$75,548
Average weekly wage
$1,453
Total employment
323,694
Total establishments
28,628
That is roughly 15% above the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
4.1%
That tracks the US national unemployment rate of about 4.0%.
Labor force
448,952
Employed
430,515
Unemployed
18,437
Based on Essex County, MA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Boston, MA--NH
Reporting agencies
13
Largest: Boston Express Bus, Inc.
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federal Disaster Declarations
Federally Declared Disasters
40
Date Range
1972–2023
Most Recent Declaration
HURRICANE LEE
Hurricane — declared September 15, 2023 (DR-3599)
Incident period: September 15, 2023 – September 17, 2023
Top Incident Types
- Severe Storm10 (25%)
- Snowstorm8 (20%)
- Hurricane7 (18%)
- Flood7 (18%)
- Biological2 (5%)
- Other6 (15%)
Individual Assistance
14
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
35
Repair of public facilities & roads
Hazard Mitigation
13
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
48.3°F
38.1° – 58.6°
Annual precipitation
48"
Annual snowfall
51.4"
Heating · cooling days
6,473 · 432.4
Annual base 65°F
Nearest station: BEVERLY, MA US, 1.8 miles from the centroid of Beverly, MA (ZIP 01965)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
37
GoodGood 300dModerate 62dUnhealthy 2dHazardous 2d
Peak AQI (2024)
1,513
Hazardous
Primary pollutant
Ozone
264 days as main pollutant
Days measured
366
Based on Essex County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
5,853
That is roughly 2,347 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
15%
of adults self-report
Poor physical health days
4.2
avg per adult per month
Poor mental health days
5.2
avg per adult per month
Uninsured
3.5%
of residents under 65
Primary care MDs
74
per 100,000 residents
Preventable hospital stays
3,265
per 100K Medicare enrollees
Food environment (0-10)
8.9
10 = best access & security
Exercise access
97%
residents near a facility
Flu vaccinated
58%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Essex data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
30.1% of Essex County, MA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.22
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.71
accepting food benefits
Fast-food restaurants
0.75
per 1,000 residents
Among low-income residents, 4.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Essex County, MA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▼−3,000 people
−1,989 households • −$186.2M net AGI flow
Moved in
18,816households
29,015 people • $1.9B AGI
Moved out
20,805households
32,015 people • $2.1B AGI
Where new residents came from
- Middlesex County, MA — 4,847 households
- Suffolk County, MA — 2,693 households
- Rockingham County, NH — 867 households
- Norfolk County, MA — 505 households
- Hillsborough County, NH — 422 households
Where departing residents went
- Middlesex County, MA — 4,184 households
- Suffolk County, MA — 1,949 households
- Rockingham County, NH — 1,672 households
- Hillsborough County, NH — 659 households
- Worcester County, MA — 578 households
Incoming households reported an average AGI of $101,136 versus departing households' $100,418.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Massachusetts
State-level rules that apply to every resident of ZIP 01965. Numbers reflect the most recent published year per source.
Tax rates
Income tax
9.00%
flat · 1 brackets
Sales tax (combined)
6.25%
State 6.25% · avg local 0.00%
Property tax (effective)
1.33%
Median $5,207/year
Tax burden rank
34 of 50
10.80% of personal income
For ZIP 01965: Applied to this ZIP's typical home value of $652,000, that works out to roughly $8,689/year in property tax.
Paid family leave
Program
Paid Family and Medical Leave
Mandatory (state-run insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,230
Replacement: 80% AWW up to 0.5x SAWW + 50% above · job protection
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 01965
Other ZIPs in Beverly
Nearby ZIPs by distance
01915 (Beverly, 2.2 mi) · 01944 (3.1 mi) · 01970 (Salem, 3.3 mi) · 01984 (3.9 mi) · 01945 (Marblehead, 4.4 mi) · 01982 (4.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
29.5%
3.5pp below the 33.0% national rate.
High Blood Pressure
30.5%
Tracks close to the 32.0% national rate.
Depression
24.5%
2.5pp above the 22.0% national rate.
Annual Checkup
81.4%
5.4pp above the 76.0% national rate.
Health Insurance
2.8%
10.2pp below the 13.0% national rate.
Diabetes
8.6%
2.4pp below the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
6
Median in-state tuition
$30,700
Median earnings (10 yr)
$52,119
- 2-Year
North Shore Community College
Danvers, MA · 01923
- In-state tuition
- $5,352
- Out-of-state tuition
- $10,920
- Acceptance rate
- —
- Graduation rate
- 17.8%
- Median earnings (10 yr)
- $45,391
- Median student debt
- $9,000
- 4-Year
Salem State University
Salem, MA · 01970
- In-state tuition
- $12,338
- Out-of-state tuition
- $19,531
- Acceptance rate
- 95.9%
- Graduation rate
- 52.4%
- Median earnings (10 yr)
- $56,662
- Median student debt
- $25,000
- 4-Year
Endicott College
Beverly, MA · 01915
- In-state tuition
- $40,650
- Out-of-state tuition
- $40,650
- Acceptance rate
- 71.2%
- Graduation rate
- 75.5%
- Median earnings (10 yr)
- $58,336
- Median student debt
- $27,000
- 4-Year
Gordon College
Wenham, MA · 01984
- In-state tuition
- $30,700
- Out-of-state tuition
- $30,700
- Acceptance rate
- 69.2%
- Graduation rate
- 68.1%
- Median earnings (10 yr)
- $52,119
- Median student debt
- $26,250
- 4-Year
Montserrat College of Art
Beverly, MA · 01915
- In-state tuition
- $40,690
- Out-of-state tuition
- $40,690
- Acceptance rate
- —
- Graduation rate
- 57.3%
- Median earnings (10 yr)
- $33,022
- Median student debt
- $27,000
- 4-Year
Gordon-Conwell Theological Seminary
South Hamilton, MA · 01982
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Beverly, MA (ZIP 01965) sits in Essex County within the Boston-Cambridge-Newton metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Health Insurance comes in below the national average at 2.8%. No NCES schools are mapped to this ZIP in the current dataset. 6 colleges and universities serve the area, with median in-state tuition of $30,700. Average annual pay across local establishments runs $277,920 per worker (Census ZBP) — a high-wage local economy. Federal QCEW filings show 323,694 covered jobs in this ZIP's primary county — a major regional employment hub. Social vulnerability is low in this ZIP at the 3th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. FEMA has issued 40 federal disaster declarations affecting this ZIP since 1972 — a high-frequency exposure profile. Only 3.5% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. 30.1% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Per IRS migration filings (2022-2023), the area's primary county lost $186,229,000 in net taxable income to other counties. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $241,003, fair market rent of $2,660 for a two-bedroom, and a low 2.3% poverty rate. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 24.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 01965
What is the obesity rate in ZIP 01965?
29.5%, which is 3.5 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 01965?
24.5%, which is 2.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 01965?
30.5%, which is 1.5 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 01965?
803 people live in ZIP 01965, with a median age of 64.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 01965?
$241,003 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 01965 mostly renters or homeowners?
In ZIP 01965, 94.1% of occupied housing units are owner-occupied and 5.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 01965?
In ZIP 01965, 0.0% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 01965?
2.3% of the population in ZIP 01965 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 01965 have broadband internet?
94.1% of households in ZIP 01965 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many businesses are in ZIP 01965?
As of 2022, 12 business establishments operated in ZIP 01965 employing 399 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 01965?
The average annual pay across all local establishments in ZIP 01965 is $277,920, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 01965 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 01965 ranks in the 3th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 01965?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 01965, ranking in the 35th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 01965 experienced?
FEMA has recorded 40 federal disaster declarations affecting ZIP 01965 between 1972–2023 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 01965?
Severe Storm is the most common federally declared disaster type affecting ZIP 01965, accounting for 10 of 40 declarations (25%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 01965?
The most recent FEMA disaster declaration affecting ZIP 01965 was "HURRICANE LEE" — a hurricane declared in 2023 (DR-3599) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 01965?
6 colleges and universities are listed near ZIP 01965 by the U.S. Department of Education College Scorecard, including North Shore Community College, Salem State University, and Endicott College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 01965?
Median in-state tuition across 6 nearby institutions is $30,700 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 01965?
Graduates of nearby colleges earn a median of $52,119 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 01965?
ZIP 01965 has an average annual temperature of 48.3°F and 48.0" of annual precipitation based on the BEVERLY, MA US weather station 1.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 01965 have public transit?
Yes — ZIP 01965 is part of the Boston, MA--NH urbanized area, primarily served by Boston Express Bus, Inc. (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 01965?
Massachusetts has a flat income tax with a top rate of 9.00%. Combined sales tax: 6.25% (Tax Foundation 2025).
Does Massachusetts have paid family leave?
Massachusetts runs an active paid family leave program (Paid Family and Medical Leave) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,230 (Bipartisan Policy Center 2026).
What data is available for ZIP 01965?
This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (6 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (40 on record), climate normals from NOAA NCEI (1991-2020), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (40 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 01965
Other ZIPs in Beverly
Nearby ZIPs by distance
01915 (Beverly, 2.2 mi) · 01944 (3.1 mi) · 01970 (Salem, 3.3 mi) · 01984 (3.9 mi) · 01945 (Marblehead, 4.4 mi) · 01982 (4.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 01965?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
3rd percentile
Low Vulnerability
Based on 1 census tract, population 1,075
Vulnerability Themes
Limited English Speakers
4
Persons with Disability
58
Without HS Diploma
8
Without Health Insurance
4
Adults Age 65+
159
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.