Population & age
- Total population
- 4,347
- Median age
- 40.1
Otisville, NY (10963)
Orange County · Kiryas Joel-Poughkeepsie-Newburgh, NY · Population 4,347
Fresh.Data current as of Apr 24, 2026
Otisville, NY (ZIP 10963) sits in Orange County within the Kiryas Joel-Poughkeepsie-Newburgh metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Depression comes in below the national average at 16.0%. NCES lists 1 schools serving the area, 1 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $12,150. IRS data shows average household income (AGI) of $82,372, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 45 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Median daily AQI is just 28 per EPA AQS (2024), comfortably inside the Good range, with PM2.5 as the primary pollutant on most measured days. Only 5.5% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. 33.8% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New York levies a graduated state income tax (top rate 10.90%); a household at the local median AGI of $82,372 would pay roughly $5,387/year before deductions. IRS migration data (2022-2023) shows a net loss of 2,386 residents (1,682 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $78,786, fair market rent of $1,720 for a two-bedroom, and a typical home value of $424,111, up 1.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 66.2%
- Black
- 15.6%
- Asian
- 4.5%
- Hispanic / Latino
- 14.9%
- Other / multi-racial
- 13.3%
Income & housing
- Median household income
- $78,786
- Median home value
- $284,700
Education
- Bachelor's degree or higher (age 25+)
- 19.7%
Employment
- Unemployment rate
- 2.1%
Housing
- Owner-occupied
- 870(67.9%)
- Renter-occupied
- 412(32.1%)
- Vacant units
- 150
- Built (median)
- 1970
Commute
- Public transit
- 6(0.4%)
- Work from home
- 209(14.5%)
- Avg commute
- 31.8 min
Economic wellbeing
- Below poverty line
- 206(6.3%)
- Uninsured
- 34(0.8%)
Digital access
- Broadband access
- 1,187(92.6%)
- No broadband
- 95(7.4%)
Language & nativity
- Foreign-born
- 510(11.7%)
- Non-English at home
- 537(12.9%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,180
/month
1 Bed
$1,350
/month
2 Bed
$1,720
/month
3 Bed
$2,190
/month
4 Bed
$2,370
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$424,111
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+1.5%
vs. March 2025
5-year change
+41.8%
vs. March 2021
Metro area
Poughkeepsie-Newburgh-Middletown, NY
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
2,929
Across 1,174 permitted buildings. Total construction value: $640.4M.
Single-family
1,023
35% of total units
Multifamily (2+ unit)
1,906
65% of total units
Single-family value
$333.8M
construction value
Multifamily value
$306.6M
construction value
Apartment construction (5+ unit buildings) accounts for 58% of new units this year — the area is densifying, not just adding single-family stock.
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
1,290
Average AGI
$82,372
Avg property tax
$902
EITC participation
10.9%
Income distribution
- $1 – $25,00022.5% · 290
- $25,000 – $50,00020.2% · 260
- $50,000 – $75,00015.5% · 200
- $75,000 – $100,00013.2% · 170
- $100,000 – $200,00023.3% · 300
- $200,000 or more5.4% · 70
Avg mortgage interest
$743
Avg charitable contribution
$588
Avg capital gains
$895
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $106.3M across all reported brackets.
Business & employment
Business establishments
41
Total employment
175
Annual payroll
$8.3M
Average annual pay
$47,337
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$62,619
Average weekly wage
$1,204
Total employment
155,524
Total establishments
11,900
That is roughly 4% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.7%
That is 0.3 percentage points below the US national unemployment rate of about 4.0%.
Labor force
188,338
Employed
181,384
Unemployed
6,954
Based on Orange County, NY data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$21.7M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
- 1.Wallkill Valley Federal Savings and Loan Association$21.7M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Kiryas Joel, NY
Reporting agencies
10
Largest: Dutchess County
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federal Disaster Declarations
Federally Declared Disasters
45
Date Range
1965–2024
Most Recent Declaration
JENNINGS CREEK FIRE
Fire — declared November 15, 2024 (DR-5547)
Incident period: November 8, 2024 – November 22, 2024
Top Incident Types
- Severe Storm16 (36%)
- Hurricane10 (22%)
- Flood6 (13%)
- Snowstorm5 (11%)
- Fire3 (7%)
- Other5 (11%)
Individual Assistance
13
Direct help to disaster survivors
Households Program
10
Housing & temporary lodging support
Public Assistance
43
Repair of public facilities & roads
Hazard Mitigation
19
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
48.8°F
37.8° – 59.7°
Annual precipitation
47.2"
Annual snowfall
42.6"
Heating · cooling days
6,468.5 · 582.1
Annual base 65°F
Nearest station: PORT JERVIS, NY US, 9.4 miles from the centroid of Otisville, NY (ZIP 10963)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
28
GoodGood 297dModerate 51d
Peak AQI (2024)
79
Moderate
Primary pollutant
PM2.5
348 days as main pollutant
Days measured
348
Based on Orange County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
6,631
That is roughly 1,569 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
14%
of adults self-report
Poor physical health days
3.9
avg per adult per month
Poor mental health days
5.1
avg per adult per month
Uninsured
5.5%
of residents under 65
Primary care MDs
67
per 100,000 residents
Preventable hospital stays
3,277
per 100K Medicare enrollees
Food environment (0-10)
8.4
10 = best access & security
Exercise access
79%
residents near a facility
Flu vaccinated
52%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.9% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Orange data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
33.8% of Orange County, NY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.26
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.69
accepting food benefits
Fast-food restaurants
0.79
per 1,000 residents
Among low-income residents, 6.0% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Orange County, NY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 3 reports
Property crime rate
—
per 100K residents · 14 reports
Homicide
0
Robbery
0
Burglary
0
Vehicle theft
0
County-level data for Orange (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−2,386 people
−1,682 households • −$184.7M net AGI flow
Moved in
11,098households
19,252 people • $784.6M AGI
Moved out
12,780households
21,638 people • $969.3M AGI
Where new residents came from
- Bronx County, NY — 844 households
- Rockland County, NY — 655 households
- Kings County, NY — 620 households
- Ulster County, NY — 563 households
- Westchester County, NY — 538 households
Where departing residents went
- Ulster County, NY — 680 households
- Dutchess County, NY — 500 households
- Sullivan County, NY — 455 households
- Rockland County, NY — 397 households
- Westchester County, NY — 332 households
Incoming households reported an average AGI of $70,698 versus departing households' $75,848.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in New York
State-level rules that apply to every resident of ZIP 10963. Numbers reflect the most recent published year per source.
Tax rates
Income tax
10.90%
graduated · 8 brackets
Sales tax (combined)
8.54%
State 4.00% · avg local 4.54%
Property tax (effective)
1.92%
Median $3,417/year
Tax burden rank
50 of 50
14.20% of personal income
For ZIP 10963: At this ZIP's median AGI of $82,372, the estimated state income tax (before deductions) runs about $5,387 per year. Applied to this ZIP's typical home value of $424,111, that works out to roughly $8,142/year in property tax.
Paid family leave
Program
Paid Family Leave
Mandatory (private insurance)
Max weeks/year
26
Parental
12wk
Max weekly benefit
$1,229
Replacement: 67% AWW · job protection
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 10963
Nearby ZIPs by distance
10940 (Middletown, 3.5 mi) · 12729 (4.1 mi) · 10932 (4.1 mi) · 12746 (6.1 mi) · 12785 (6.2 mi) · 10973 (6.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
32.9%
Tracks close to the 33.0% national rate.
High Blood Pressure
31.7%
Tracks close to the 32.0% national rate.
Depression
16.0%
6.0pp below the 22.0% national rate.
Annual Checkup
77.3%
Tracks close to the 76.0% national rate.
Health Insurance
9.2%
3.8pp below the 13.0% national rate.
Diabetes
10.7%
Tracks close to the 11.0% national rate.
Schools in this ZIP
1 school serves this ZIP, including 1 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| OTISVILLE ELEMENTARY SCHOOL | Public | 0–5 | 534 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$12,150
Median earnings (10 yr)
$44,117
- 4-Year
United States Military Academy
West Point, NY · 10996
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- 12.4%
- Graduation rate
- 86.2%
- Median earnings (10 yr)
- —
- Median student debt
- —
- 2-Year
Orange County Community College
Middletown, NY · 10940
- In-state tuition
- $6,526
- Out-of-state tuition
- $12,334
- Acceptance rate
- —
- Graduation rate
- 24.2%
- Median earnings (10 yr)
- $44,117
- Median student debt
- $12,000
- 2-Year
Rockland Community College
Suffern, NY · 10901
- In-state tuition
- $6,862
- Out-of-state tuition
- $6,862
- Acceptance rate
- —
- Graduation rate
- 29.2%
- Median earnings (10 yr)
- $50,243
- Median student debt
- $8,497
- 4-Year
Uta Mesivta of Kiryas Joel
Monroe, NY · 10950
- In-state tuition
- $16,000
- Out-of-state tuition
- $16,000
- Acceptance rate
- —
- Graduation rate
- 74.0%
- Median earnings (10 yr)
- $31,853
- Median student debt
- —
- 4-Year
Yeshivath Viznitz
Monsey, NY · 10952
- In-state tuition
- $12,000
- Out-of-state tuition
- $12,000
- Acceptance rate
- —
- Graduation rate
- 69.4%
- Median earnings (10 yr)
- —
- Median student debt
- —
- 4-Year
Dominican University New York
Orangeburg, NY · 10962
- In-state tuition
- $34,220
- Out-of-state tuition
- $34,220
- Acceptance rate
- 63.3%
- Graduation rate
- 54.4%
- Median earnings (10 yr)
- $61,171
- Median student debt
- $25,000
- 4-Year
St. Thomas Aquinas College
Sparkill, NY · 10976
- In-state tuition
- $39,450
- Out-of-state tuition
- $39,450
- Acceptance rate
- 93.0%
- Graduation rate
- 58.1%
- Median earnings (10 yr)
- $62,909
- Median student debt
- $23,198
- 4-Year
Be'er Yaakov Talmudic Seminary
Spring Valley, NY · 10977
- In-state tuition
- $12,300
- Out-of-state tuition
- $12,300
- Acceptance rate
- —
- Graduation rate
- 56.3%
- Median earnings (10 yr)
- $17,360
- Median student debt
- —
- 2-Year
Derech Hachaim Seminary
Monroe, NY · 10950
- In-state tuition
- $11,000
- Out-of-state tuition
- $11,000
- Acceptance rate
- 93.3%
- Graduation rate
- 98.9%
- Median earnings (10 yr)
- —
- Median student debt
- —
- Certificate
Capri Cosmetology Learning Centers
Nanuet, NY · 10954
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 88.9%
- Median earnings (10 yr)
- $30,190
- Median student debt
- $5,827
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Otisville, NY (ZIP 10963) sits in Orange County within the Kiryas Joel-Poughkeepsie-Newburgh metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Depression comes in below the national average at 16.0%. NCES lists 1 schools serving the area, 1 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $12,150. IRS data shows average household income (AGI) of $82,372, well above the ~$45K national average per return. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 45 federal disaster declarations affecting this ZIP since 1965 — a high-frequency exposure profile. Median daily AQI is just 28 per EPA AQS (2024), comfortably inside the Good range, with PM2.5 as the primary pollutant on most measured days. Only 5.5% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. 33.8% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. New York levies a graduated state income tax (top rate 10.90%); a household at the local median AGI of $82,372 would pay roughly $5,387/year before deductions. IRS migration data (2022-2023) shows a net loss of 2,386 residents (1,682 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $78,786, fair market rent of $1,720 for a two-bedroom, and a typical home value of $424,111, up 1.5% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 16.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 10963
What is the obesity rate in ZIP 10963?
32.9%, which is 0.1 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 10963?
16.0%, which is 6.0 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 10963?
31.7%, which is 0.3 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 10963?
1 school serves this ZIP, including 1 public school (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 10963 have charter schools?
No charter schools are listed in ZIP 10963 by NCES CCD (retrieved Apr 26, 2026).
Are there high schools in ZIP 10963?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 26, 2026).
What is the population of ZIP 10963?
4,347 people live in ZIP 10963, with a median age of 40.1 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 10963?
$78,786 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 10963 mostly renters or homeowners?
In ZIP 10963, 67.9% of occupied housing units are owner-occupied and 32.1% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 10963?
In ZIP 10963, 14.5% of workers work from home. Public transit is used by 0.4% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 10963?
6.3% of the population in ZIP 10963 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 10963 have broadband internet?
92.6% of households in ZIP 10963 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 10963?
The typical home value in ZIP 10963 is $424,111, up 1.5% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 10963?
Home values are up 1.5% over the past year and up 41.8% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 10963?
The average Adjusted Gross Income reported on tax returns from ZIP 10963 (Otisville, NY) is $82,372 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 10963?
Tax returns from ZIP 10963 report an average of $902 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 10963 earn over $200,000?
5.4% of tax returns from ZIP 10963 (Otisville, NY) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 10963?
As of 2022, 41 business establishments operated in ZIP 10963 employing 175 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 10963?
The average annual pay across all local establishments in ZIP 10963 is $47,337, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 10963 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 10963 ranks in the 61th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 10963?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 10963, ranking in the 85th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 10963 experienced?
FEMA has recorded 45 federal disaster declarations affecting ZIP 10963 between 1965–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 10963?
Severe Storm is the most common federally declared disaster type affecting ZIP 10963, accounting for 16 of 45 declarations (36%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 10963?
The most recent FEMA disaster declaration affecting ZIP 10963 was "JENNINGS CREEK FIRE" — a fire declared in 2024 (DR-5547) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 10963?
10 colleges and universities are listed near ZIP 10963 by the U.S. Department of Education College Scorecard, including United States Military Academy, Orange County Community College, and Rockland Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 10963?
Median in-state tuition across 10 nearby institutions is $12,150 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 10963?
Graduates of nearby colleges earn a median of $44,117 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 10963?
ZIP 10963 has an average annual temperature of 48.8°F and 47.2" of annual precipitation based on the PORT JERVIS, NY US weather station 9.4 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 10963 have public transit?
Yes — ZIP 10963 is part of the Kiryas Joel, NY urbanized area, primarily served by Dutchess County (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 10963?
New York has a graduated income tax with a top rate of 10.90%. Households at the local median AGI of $82,372 would pay roughly $5,387 in state income tax annually (estimated, before deductions). Combined sales tax: 8.54% (Tax Foundation 2025).
Does New York have paid family leave?
New York runs an active paid family leave program (Paid Family Leave) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,229 (Bipartisan Policy Center 2026).
What data is available for ZIP 10963?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (1 school), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (45 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (45 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 10963
Nearby ZIPs by distance
10940 (Middletown, 3.5 mi) · 12729 (4.1 mi) · 10932 (4.1 mi) · 12746 (6.1 mi) · 12785 (6.2 mi) · 10973 (6.7 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
61st percentile
High Vulnerability
Based on 3 census tracts, population 3,285
Vulnerability Themes
Households Without Vehicle
44
Limited English Speakers
58
Persons with Disability
330
Without HS Diploma
458
Without Health Insurance
239
Adults Age 65+
528
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.