ZIP 13087, NY (13087)

Cortland County · Population 161

Fresh.Data current as of Apr 24, 2026

NY 13087 (ZIP 13087) sits in Cortland County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Health Insurance comes in below the national average at 4.8%. No NCES schools are mapped to this ZIP in the current dataset. 7 colleges and universities serve the area, with median in-state tuition of $11,480. Local establishments report average pay of $33,375 per worker (Census ZBP) — below the US average. Social vulnerability is low in this ZIP at the 10th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. The most recent FEMA disaster declaration here was flood-related (SEVERE STORM, TORNADOES, AND FLOODING, 2024). Annual average temperature is just 44.1°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Only 4.7% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net loss of 436 residents (227 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $113,750, fair market rent of $1,360 for a two-bedroom, and a median home value of $170,700. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

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Demographics

Population & age

Total population
161
Median age
50.4

Race & ethnicity

White
86.3%
Black
0.0%
Asian
0.0%
Hispanic / Latino
0.0%
Other / multi-racial
13.7%

Income & housing

Median household income
$113,750
Median home value
$170,700

Education

Bachelor's degree or higher (age 25+)
37.6%

Employment

Unemployment rate
0.0%

Housing

Owner-occupied
64(94.1%)
Renter-occupied
4(5.9%)
Vacant units
62
Built (median)
1955

Commute

Public transit
0(0.0%)
Work from home
3(3.8%)
Avg commute
19.2 min

Economic wellbeing

Below poverty line
11(6.8%)
Uninsured
0(0.0%)

Digital access

Broadband access
68(100.0%)

Language & nativity

Foreign-born
0(0.0%)
Non-English at home
0(0.0%)

Studio

$1,060

/month

1 Bed

$1,090

/month

2 Bed

$1,360

/month

3 Bed

$1,710

/month

4 Bed

$2,220

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

See national housing trends →

New housing construction

New housing units permitted

41

Across 28 permitted buildings. Total construction value: $7.9M.

Single-family

24

59% of total units

Multifamily (2+ unit)

17

41% of total units

Single-family value

$6.1M

construction value

Multifamily value

$1.8M

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Business & employment

Business establishments

3

Total employment

24

Annual payroll

$801K

Average annual pay

$33,375

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$55,778

Average weekly wage

$1,073

Total employment

16,911

Total establishments

1,115

That is roughly 15% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

4.2%

That is 0.2 percentage points above the US national unemployment rate of about 4.0%.

Labor force

21,361

Employed

20,462

Unemployed

899

Based on Cortland County, NY data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Social Vulnerability Index

Overall SVI

10th percentile

Low Vulnerability

Based on 2 census tracts, population 60

Vulnerability Themes

  • Socioeconomic Status21st percentile
  • Household Characteristics6th percentile
  • Racial & Ethnic Minority Status6th percentile
  • Housing Type & Transportation30th percentile

Persons with Disability

5

Without HS Diploma

2

Without Health Insurance

1

Adults Age 65+

13

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

19

Date Range

1975–2024

Most Recent Declaration

SEVERE STORM, TORNADOES, AND FLOODING

Flood — declared August 29, 2024 (DR-4814)

Incident period: July 10, 2024 – July 11, 2024

Top Incident Types

  • Severe Storm5 (26%)
  • Flood4 (21%)
  • Hurricane3 (16%)
  • Biological2 (11%)
  • Snowstorm2 (11%)
  • Other3 (16%)

Individual Assistance

3

Direct help to disaster survivors

Households Program

2

Housing & temporary lodging support

Public Assistance

18

Repair of public facilities & roads

Hazard Mitigation

9

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Climate

30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.

Avg. temperature

44.1°F

34.5°53.7°

Annual precipitation

48.5"

Annual snowfall

117.3"

Heating · cooling days

7,876.3 · 281.3

Annual base 65°F

Nearest station: TULLY HEIBERG FOREST, NY US, 6.3 miles from the centroid of ZIP 13087 (ZIP 13087)

Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.

See national environment & climate trends →

Community health profile

Years of potential life lost (per 100K)

8,256

That tracks the national county median of about 8,200 years per 100,000.

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

16%

of adults self-report

Poor physical health days

4.1

avg per adult per month

Poor mental health days

5.9

avg per adult per month

Uninsured

4.7%

of residents under 65

Primary care MDs

37

per 100,000 residents

Preventable hospital stays

3,511

per 100K Medicare enrollees

Food environment (0-10)

8.3

10 = best access & security

Exercise access

81%

residents near a facility

Flu vaccinated

50%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 7.4% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Cortland data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Moderate food access challenges

17.6% of Cortland County, NY residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.19

per 1,000 residents

Supercenters & clubs

per 1,000 residents

SNAP-authorized stores

1.11

accepting food benefits

Fast-food restaurants

0.81

per 1,000 residents

Among low-income residents, 4.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Cortland County, NY for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Safety

FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.

Violent crime rate

per 100K residents · 27 reports

Property crime rate

per 100K residents · 187 reports

Homicide

0

Robbery

0

Burglary

16

Vehicle theft

4

County-level data for Cortland (2024)

Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.

See national safety & crime trends →

Who’s moving in and out

Net migration (2022-2023)

−436 people

−227 households−$12.2M net AGI flow

Moved in

1,221households

1,928 people • $68.2M AGI

Moved out

1,448households

2,364 people • $80.4M AGI

Where new residents came from

  1. Tompkins County, NY198 households
  2. Onondaga County, NY125 households
  3. Broome County, NY72 households
  4. Cayuga County, NY57 households
  5. Chenango County, NY41 households

Where departing residents went

  1. Tompkins County, NY173 households
  2. Onondaga County, NY142 households
  3. Broome County, NY85 households
  4. Cayuga County, NY43 households
  5. Chenango County, NY34 households

Incoming households reported an average AGI of $55,884 versus departing households' $55,550.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Taxes & benefits in New York

State-level rules that apply to every resident of ZIP 13087. Numbers reflect the most recent published year per source.

Tax rates

Income tax

10.90%

graduated · 8 brackets

Sales tax (combined)

8.54%

State 4.00% · avg local 4.54%

Property tax (effective)

1.92%

Median $3,417/year

Tax burden rank

50 of 50

14.20% of personal income

For ZIP 13087: Applied to this ZIP's typical home value of $170,700, that works out to roughly $3,277/year in property tax.

Paid family leave

Program

Paid Family Leave

Mandatory (private insurance)

Max weeks/year

26

Parental

12wk

Max weekly benefit

$1,229

Replacement: 67% AWW · job protection

Safety net

SNAP eligibility

200% FPL

Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.

Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).

Other ZIPs near 13087

Nearby ZIPs by distance

13077 (Homer, 3 mi) · 13141 (3.9 mi) · 13159 (Tully, 7.7 mi) · 13101 (Mcgraw, 7.8 mi) · 13045 (Cortland West, 7.8 mi) · 13020 (9.6 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

Data sources used on this page

All data on this page is sourced from federal government datasets · Not AI-generated · Methodology

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Colleges & universities nearby

Colleges in this area

7

Median in-state tuition

$11,480

Median earnings (10 yr)

$40,707

  • 4-Year
    In-state tuition
    $8,874
    Out-of-state tuition
    $18,784
    Acceptance rate
    59.8%
    Graduation rate
    68.1%
    Median earnings (10 yr)
    $60,236
    Median student debt
    $21,500
  • 2-Year
    In-state tuition
    $6,970
    Out-of-state tuition
    $12,855
    Acceptance rate
    Graduation rate
    26.5%
    Median earnings (10 yr)
    $40,707
    Median student debt
    $15,750
  • 2-Year
    In-state tuition
    $7,056
    Out-of-state tuition
    $12,336
    Acceptance rate
    Graduation rate
    32.0%
    Median earnings (10 yr)
    $38,709
    Median student debt
    $12,000
  • 4-Year
    In-state tuition
    $18,768
    Out-of-state tuition
    $18,768
    Acceptance rate
    Graduation rate
    28.2%
    Median earnings (10 yr)
    $32,568
    Median student debt
    $21,549
  • Onondaga Cortland Madison BOCES

    Liverpool, NY · 13088

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    76.5%
    Median earnings (10 yr)
    $40,658
    Median student debt
    $6,419
  • 2-Year
    In-state tuition
    $21,213
    Out-of-state tuition
    $21,213
    Acceptance rate
    77.8%
    Graduation rate
    69.8%
    Median earnings (10 yr)
    $83,972
    Median student debt
    $15,250
  • In-state tuition
    $14,085
    Out-of-state tuition
    $14,085
    Acceptance rate
    42.9%
    Graduation rate
    Median earnings (10 yr)
    $45,439
    Median student debt
    $11,426

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

NY 13087 (ZIP 13087) sits in Cortland County. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: Health Insurance comes in below the national average at 4.8%. No NCES schools are mapped to this ZIP in the current dataset. 7 colleges and universities serve the area, with median in-state tuition of $11,480. Local establishments report average pay of $33,375 per worker (Census ZBP) — below the US average. Social vulnerability is low in this ZIP at the 10th percentile (CDC SVI), reflecting strong baseline resilience to public-health emergencies and natural disasters. The most recent FEMA disaster declaration here was flood-related (SEVERE STORM, TORNADOES, AND FLOODING, 2024). Annual average temperature is just 44.1°F per NOAA's 1991–2020 Climate Normals — a notably cold-weather climate. Only 4.7% of residents under 65 are uninsured (County Health Rankings, 2025) — well below the national county median. Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. IRS migration data (2022-2023) shows a net loss of 436 residents (227 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $113,750, fair market rent of $1,360 for a two-bedroom, and a median home value of $170,700. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.

One concrete reading worth keeping: Depression prevalence sits near the national rate at 21.2%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 13087

What is the obesity rate in ZIP 13087?

28.1%, which is 4.9 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 13087?

21.2%, which is 0.8 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 13087?

32.9%, which is 0.9 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the population of ZIP 13087?

161 people live in ZIP 13087, with a median age of 50.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 13087?

$113,750 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 13087 mostly renters or homeowners?

In ZIP 13087, 94.1% of occupied housing units are owner-occupied and 5.9% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 13087?

In ZIP 13087, 3.8% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 13087?

6.8% of the population in ZIP 13087 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 13087 have broadband internet?

100.0% of households in ZIP 13087 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How many businesses are in ZIP 13087?

As of 2022, 3 business establishments operated in ZIP 13087 employing 24 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 13087?

The average annual pay across all local establishments in ZIP 13087 is $33,375, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 13087 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 13087 ranks in the 10th percentile nationally for social vulnerability — a low vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 13087?

Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 13087, ranking in the 30th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 13087 experienced?

FEMA has recorded 19 federal disaster declarations affecting ZIP 13087 between 1975–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 13087?

Severe Storm is the most common federally declared disaster type affecting ZIP 13087, accounting for 5 of 19 declarations (26%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 13087?

The most recent FEMA disaster declaration affecting ZIP 13087 was "SEVERE STORM, TORNADOES, AND FLOODING" — a flood declared in 2024 (DR-4814) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 13087?

7 colleges and universities are listed near ZIP 13087 by the U.S. Department of Education College Scorecard, including State University Of New York At Cortland, Tompkins Cortland Community College, and Cayuga County Community College (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 13087?

Median in-state tuition across 7 nearby institutions is $11,480 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 13087?

Graduates of nearby colleges earn a median of $40,707 ten years after entry (College Scorecard, retrieved May 2, 2026).

What is the climate like in ZIP 13087?

ZIP 13087 has an average annual temperature of 44.1°F and 48.5" of annual precipitation based on the TULLY HEIBERG FOREST, NY US weather station 6.3 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).

What taxes apply in ZIP 13087?

New York has a graduated income tax with a top rate of 10.90%. Combined sales tax: 8.54% (Tax Foundation 2025).

Does New York have paid family leave?

New York runs an active paid family leave program (Paid Family Leave) offering up to 26 weeks of paid leave per year, with a maximum weekly benefit of $1,229 (Bipartisan Policy Center 2026).

What data is available for ZIP 13087?

This page covers health outcomes from CDC PLACES (40 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (7 institutions), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (19 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (19 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.

Other ZIPs near 13087

Nearby ZIPs by distance

13077 (Homer, 3 mi) · 13141 (3.9 mi) · 13159 (Tully, 7.7 mi) · 13101 (Mcgraw, 7.8 mi) · 13045 (Cortland West, 7.8 mi) · 13020 (9.6 mi)

Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.

More Info topics

Have a specific question about ZIP 13087?

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By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.