Population & age
- Total population
- 9,955
- Median age
- 46.8
Amherst County · Lynchburg, VA · Population 9,955
Amherst, VA (ZIP 24521) sits in Amherst County within the Lynchburg metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 43.0%. NCES lists 5 schools serving the area, 5 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $22,465. IRS data shows average household income (AGI) of $64,269, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $47,248 per worker, roughly 28% below the US average. FEMA has issued 29 federal disaster declarations affecting this ZIP since 1969 — a high-frequency exposure profile. Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Virginia levies a graduated state income tax (top rate 5.75%); a household at the local median AGI of $64,269 would pay roughly $2,217/year before deductions. IRS migration data (2022-2023) shows a net gain of 334 residents (186 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $64,700, fair market rent of $1,560 for a two-bedroom, and a typical home value of $291,508, up 1.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,270
/month
1 Bed
$1,340
/month
2 Bed
$1,560
/month
3 Bed
$1,940
/month
4 Bed
$2,360
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$291,508
Zillow Home Value Index (ZHVI) · as of March 2026
+1.1%
vs. March 2025
+32.3%
vs. March 2021
Lynchburg, VA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
294
Across 186 permitted buildings. Total construction value: $60.1M.
Single-family
182
62% of total units
Multifamily (2+ unit)
112
38% of total units
Single-family value
$50.3M
construction value
Multifamily value
$9.8M
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
4,500
Average AGI
$64,269
Avg property tax
$86
EITC participation
14.9%
Income distribution
Avg mortgage interest
$294
Avg charitable contribution
$498
Avg capital gains
$1,790
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $289.2M across all reported brackets.
Business establishments
210
Total employment
1,995
Annual payroll
$89.7M
Average annual pay
$44,985
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$47,248
Average weekly wage
$909
Total employment
8,168
Total establishments
795
That is roughly 28% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
3.0%
That is 1.0 percentage points below the US national unemployment rate of about 4.0%.
Labor force
15,331
Employed
14,868
Unemployed
463
Based on Amherst County, VA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
3
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$153.2M
across all branches in this ZIP
Distinct institutions
3
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally funded health-center sites
1
Single health-center site
One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.
FQHC sites
1
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
31
across sites in this ZIP
Sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Lynchburg, VA
Reporting agencies
1
Largest: Greater Lynchburg Transit Company
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
46
across outlets in this ZIP
Avg square feet
15,000
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federally Declared Disasters
29
Date Range
1969–2026
Most Recent Declaration
SEVERE WINTER STORM
Winter Storm — declared January 23, 2026 (DR-3631)
Incident period: January 22, 2026 – January 27, 2026
Top Incident Types
Individual Assistance
8
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
29
Repair of public facilities & roads
Hazard Mitigation
10
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
55.2°F
43.6° – 66.9°
Annual precipitation
43.6"
Annual snowfall
12.4"
Heating · cooling days
4,488.7 · 966.1
Annual base 65°F
Nearest station: LYNCHBURG #2, VA US, 18.8 miles from the centroid of Amherst, VA (ZIP 24521)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Years of potential life lost (per 100K)
10,404
That is roughly 2,204 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
18%
of adults self-report
Poor physical health days
4.4
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
7.8%
of residents under 65
Primary care MDs
22
per 100,000 residents
Preventable hospital stays
2,471
per 100K Medicare enrollees
Food environment (0-10)
8.5
10 = best access & security
Exercise access
83%
residents near a facility
Flu vaccinated
54%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.9% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Amherst data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Moderate food access challenges
11.3% of Amherst County, VA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.16
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
1.02
accepting food benefits
Fast-food restaurants
0.63
per 1,000 residents
Among low-income residents, 3.9% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Amherst County, VA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 69 reports
Property crime rate
—
per 100K residents · 294 reports
Homicide
0
Robbery
0
Burglary
11
Vehicle theft
45
County-level data for Amherst (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Net migration (2022-2023)
▲+334 people
+186 households • +$15.9M net AGI flow
Moved in
1,079households
1,897 people • $61.8M AGI
Moved out
893households
1,563 people • $45.9M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $57,309 versus departing households' $51,413.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
State-level rules that apply to every resident of ZIP 24521. Numbers reflect the most recent published year per source.
Income tax
5.75%
graduated · 4 brackets
Sales tax (combined)
5.77%
State 5.30% · avg local 0.47%
Property tax (effective)
0.77%
Median $2,505/year
Tax burden rank
35 of 50
10.90% of personal income
For ZIP 24521: At this ZIP's median AGI of $64,269, the estimated state income tax (before deductions) runs about $2,217 per year. Applied to this ZIP's typical home value of $291,508, that works out to roughly $2,241/year in property tax.
Program
Virginia PFML
Mandatory (state-run insurance) · benefits begin 2028/2029
Max weeks/year
12
Parental
12wk
Max weekly benefit
$1,507
Replacement: 80% AWW · job protection
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Nearby ZIPs by distance
24595 (5.1 mi) · 22964 (8.7 mi) · 24574 (8.8 mi) · 22922 (Arrington, 10.5 mi) · 24572 (Madison Heights, 11.6 mi) · 22967 (Wintergreen, 12.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
39.6%
6.6pp above the 33.0% national rate.
43.0%
11.0pp above the 32.0% national rate.
23.0%
Tracks close to the 22.0% national rate.
80.7%
4.7pp above the 76.0% national rate.
9.1%
3.9pp below the 13.0% national rate.
16.0%
5.0pp above the 11.0% national rate.
5 schools serve this ZIP, including 5 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| AMHERST COUNTY HIGH | Public | 9–12 | 1,195 |
| AMHERST MIDDLE | Public | 6–8 | 408 |
| CENTRAL ELEM | Public | -1–5 | 355 |
| AMHERST ELEM | Public | -1–5 | 261 |
| TEMPERANCE ELEM | Public | -1–5 | 109 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges in this area
10
Median in-state tuition
$22,465
Median earnings (10 yr)
$48,165
Lynchburg, VA · 24515
Lynchburg, VA · 24502
Lynchburg, VA · 24501
Danville, VA · 24541
Danville, VA · 24541
Lynchburg, VA · 24503
Sweet Briar, VA · 24595
Lynchburg, VA · 24501
Lynchburg, VA · 24502
Lynchburg, VA · 24501
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Amherst, VA (ZIP 24521) sits in Amherst County within the Lynchburg metro area. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 43.0%. NCES lists 5 schools serving the area, 5 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $22,465. IRS data shows average household income (AGI) of $64,269, well above the ~$45K national average per return. BLS QCEW reports average annual pay of $47,248 per worker, roughly 28% below the US average. FEMA has issued 29 federal disaster declarations affecting this ZIP since 1969 — a high-frequency exposure profile. Fast-food restaurants outnumber grocery stores roughly 4-to-1 per capita (USDA Food Environment Atlas) — a "food swamp" pattern often linked to higher diet-related disease prevalence. Virginia levies a graduated state income tax (top rate 5.75%); a household at the local median AGI of $64,269 would pay roughly $2,217/year before deductions. IRS migration data (2022-2023) shows a net gain of 334 residents (186 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $64,700, fair market rent of $1,560 for a two-bedroom, and a typical home value of $291,508, up 1.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 23.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
39.6%, which is 6.6 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
23.0%, which is 1.0 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
43.0%, which is 11.0 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
5 schools serve this ZIP, including 5 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 24521 by NCES CCD (retrieved Apr 27, 2026).
Yes, 1 high school serves this ZIP: Amherst County High. (NCES CCD, retrieved Apr 27, 2026).
9,955 people live in ZIP 24521, with a median age of 46.8 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$64,700 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 24521, 75.4% of occupied housing units are owner-occupied and 24.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 24521, 10.1% of workers work from home. Public transit is used by 0.5% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
12.2% of the population in ZIP 24521 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
79.9% of households in ZIP 24521 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 24521 is $291,508, up 1.1% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are up 1.1% over the past year and up 32.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 24521 (Amherst, VA) is $64,269 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 24521 report an average of $86 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
3.3% of tax returns from ZIP 24521 (Amherst, VA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 210 business establishments operated in ZIP 24521 employing 1,995 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 24521 is $44,985, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 24521 ranks in the 50th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 24521, ranking in the 54th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 29 federal disaster declarations affecting ZIP 24521 between 1969–2026 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 24521, accounting for 8 of 29 declarations (28%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 24521 was "SEVERE WINTER STORM" — a winter storm declared in 2026 (DR-3631) (FEMA OpenFEMA, retrieved May 3, 2026).
10 colleges and universities are listed near ZIP 24521 by the U.S. Department of Education College Scorecard, including Liberty University, Central Virginia Community College, and University Of Lynchburg (retrieved May 2, 2026).
Median in-state tuition across 10 nearby institutions is $22,465 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $48,165 ten years after entry (College Scorecard, retrieved May 2, 2026).
ZIP 24521 has an average annual temperature of 55.2°F and 43.6" of annual precipitation based on the LYNCHBURG #2, VA US weather station 18.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Yes — ZIP 24521 is part of the Lynchburg, VA urbanized area, primarily served by Greater Lynchburg Transit Company (National Transit Database 2024, retrieved May 4, 2026).
Virginia has a graduated income tax with a top rate of 5.75%. Households at the local median AGI of $64,269 would pay roughly $2,217 in state income tax annually (estimated, before deductions). Combined sales tax: 5.77% (Tax Foundation 2025).
Virginia has enacted a paid family leave program with benefits beginning 2028/2029 but it is not yet active (Bipartisan Policy Center 2026).
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (5 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (29 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (29 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Nearby ZIPs by distance
24595 (5.1 mi) · 22964 (8.7 mi) · 24574 (8.8 mi) · 22922 (Arrington, 10.5 mi) · 24572 (Madison Heights, 11.6 mi) · 22967 (Wintergreen, 12.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Have a specific question about ZIP 24521?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
50th percentile
Moderate Vulnerability
Based on 7 census tracts, population 9,264
Vulnerability Themes
Households Without Vehicle
120
Limited English Speakers
34
Persons with Disability
1,253
Without HS Diploma
815
Without Health Insurance
815
Adults Age 65+
1,938
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.