Crestview, FL (32536)

Okaloosa County · Crestview-Fort Walton Beach-Destin, FL · Population 25,210

Fresh.Data current as of Apr 24, 2026

Crestview, FL (ZIP 32536) sits in Okaloosa County within the Crestview-Fort Walton Beach-Destin metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Depression tracks close to the national average at 20.3%. NCES lists 9 schools serving the area, 9 non-charter. 8 colleges and universities serve the area, with median in-state tuition of $4,472. IRS data shows average household income (AGI) of $76,196, well above the ~$45K national average per return. FEMA has issued 41 federal disaster declarations affecting this ZIP since 1970 — a high-frequency exposure profile. Per USDA's Food Environment Atlas, 41.5% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. Per IRS migration filings (2022-2023), the area's primary county netted $113,211,000 in incoming taxable income — a wealth-inflow signal even when headcount churn is modest. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $77,864, fair market rent of $1,670 for a two-bedroom, and a typical home value of $294,554, down 1.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

Demographics

Population & age

Total population
25,210
Median age
33.5

Race & ethnicity

White
67.8%
Black
15.8%
Asian
2.6%
Hispanic / Latino
10.8%
Other / multi-racial
13.2%

Income & housing

Median household income
$77,864
Median home value
$251,000

Education

Bachelor's degree or higher (age 25+)
26.2%

Employment

Unemployment rate
3.2%

Housing

Owner-occupied
6,102(69.5%)
Renter-occupied
2,684(30.5%)
Vacant units
562
Built (median)
2000

Commute

Public transit
114(1.0%)
Work from home
624(5.3%)
Avg commute
29.0 min

Economic wellbeing

Below poverty line
2,190(8.8%)
Uninsured
288(1.1%)

Digital access

Broadband access
7,973(90.7%)
No broadband
813(9.3%)

Language & nativity

Foreign-born
1,258(5.0%)
Non-English at home
2,058(8.9%)

Studio

$1,270

/month

1 Bed

$1,480

/month

2 Bed

$1,670

/month

3 Bed

$2,290

/month

4 Bed

$2,790

/month

HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.

Home values

Typical home value

$294,554

Zillow Home Value Index (ZHVI) · as of March 2026

Year-over-year change

-1.1%

vs. March 2025

5-year change

+25.8%

vs. March 2021

Metro area

Crestview-Fort Walton Beach-Destin, FL

Metropolitan statistical area

Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.

New housing construction

New housing units permitted

1,268

Across 1,082 permitted buildings. Total construction value: $356.5M.

Single-family

1,053

83% of total units

Multifamily (2+ unit)

215

17% of total units

Single-family value

$337.3M

construction value

Multifamily value

$19.2M

construction value

Based on county-level data (2024).

Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.

Income & tax statistics

Tax returns filed

14,960

Average AGI

$76,196

Avg property tax

$125

EITC participation

15.1%

Income distribution

  • $1 – $25,00024.0% · 3,590
  • $25,000 – $50,00025.0% · 3,740
  • $50,000 – $75,00016.2% · 2,420
  • $75,000 – $100,00011.6% · 1,730
  • $100,000 – $200,00019.1% · 2,850
  • $200,000 or more4.2% · 630

Avg mortgage interest

$276

Avg charitable contribution

$540

Avg capital gains

$3,238

Avg total income tax

Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1139.9M across all reported brackets.

Business & employment

Business establishments

672

Total employment

7,541

Annual payroll

$312.2M

Average annual pay

$41,396

Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.

Employment & wages

Average annual pay

$61,616

Average weekly wage

$1,185

Total employment

89,705

Total establishments

7,597

That is roughly 6% below the US national average of $65,470 per worker.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.

Unemployment

Unemployment rate

3.1%

That is 0.9 percentage points below the US national unemployment rate of about 4.0%.

Labor force

101,807

Employed

98,609

Unemployed

3,198

Based on Okaloosa County, FL data (2024).

Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.

Banking access

FDIC-insured bank branches

5

Typical banking access

A standard suburban / mid-density branch count for this area.

Total deposits

$286.0M

across all branches in this ZIP

Distinct institutions

5

different banks operating here

Top banks by deposits in this ZIP

  • 1.Wells Fargo Bank, National Association$100.6M · 1 branch
  • 2.CCB Community Bank$63.7M · 1 branch
  • 3.Regions Bank$52.6M · 1 branch

Based on FDIC-insured branch offices as of June 30, 2024.

Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.

Alternative-fuel stations

Public EV charging stations

5

Established EV charging

Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.

Level 2 ports

1

AC charging — workplace, retail, home

DC Fast ports

0

Highway-class fast charging

Charging networks

  • Blink Network
  • STAY_N_CHARGE
  • Tesla

Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.

Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.

Social Vulnerability Index

Overall SVI

53rd percentile

High Vulnerability

Based on 8 census tracts, population 24,840

Vulnerability Themes

  • Socioeconomic Status47th percentile
  • Household Characteristics63rd percentile
  • Racial & Ethnic Minority Status52nd percentile
  • Housing Type & Transportation52nd percentile

Households Without Vehicle

263

Limited English Speakers

412

Persons with Disability

3,767

Without HS Diploma

1,329

Without Health Insurance

2,012

Adults Age 65+

2,705

The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.

Federal Disaster Declarations

Federally Declared Disasters

41

Date Range

1970–2024

Most Recent Declaration

HURRICANE HELENE

Hurricane — declared September 28, 2024 (DR-4828)

Incident period: September 23, 2024 – October 7, 2024

Top Incident Types

  • Hurricane24 (59%)
  • Severe Storm6 (15%)
  • Flood5 (12%)
  • Tropical Storm3 (7%)
  • Biological2 (5%)
  • Other1 (2%)

Individual Assistance

12

Direct help to disaster survivors

Households Program

6

Housing & temporary lodging support

Public Assistance

40

Repair of public facilities & roads

Hazard Mitigation

16

Funding to reduce future disaster risk

FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.

Air quality

Median daily AQI

36

Good
Good 341dModerate 25d

Peak AQI (2024)

74

Moderate

Primary pollutant

Ozone

361 days as main pollutant

Days measured

366

Based on Okaloosa County data (2024).

Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.

Community health profile

Years of potential life lost (per 100K)

9,412

That is roughly 1,212 years per 100,000 above the national county median (~8,200).

Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.

Fair or poor health

16%

of adults self-report

Poor physical health days

4.1

avg per adult per month

Poor mental health days

5.5

avg per adult per month

Uninsured

11.9%

of residents under 65

Primary care MDs

70

per 100,000 residents

Preventable hospital stays

2,941

per 100K Medicare enrollees

Food environment (0-10)

7.7

10 = best access & security

Exercise access

78%

residents near a facility

Flu vaccinated

36%

of Medicare enrollees

Low birth weight (under 2,500 g) accounts for 8.5% of live births in this county — an early-life health input that downstream outcomes track against.

Based on Okaloosa data (2025 CHR release).

Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.

Food access

Food access status

Limited food access for many residents

41.5% of Okaloosa County, FL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.

Grocery stores

0.13

per 1,000 residents

Supercenters & clubs

0.03

per 1,000 residents

SNAP-authorized stores

0.76

accepting food benefits

Fast-food restaurants

0.88

per 1,000 residents

Among low-income residents, 11.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).

Per-1,000 figures show how many of each store type exist in Okaloosa County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.

Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).

Who’s moving in and out

Net migration (2022-2023)

+599 people

+467 households+$113.2M net AGI flow

Moved in

14,035households

25,874 people • $1.0B AGI

Moved out

13,568households

25,275 people • $911.4M AGI

Where new residents came from

  1. Santa Rosa County, FL584 households
  2. Walton County, FL544 households
  3. Escambia County, FL278 households
  4. Bay County, FL155 households
  5. El Paso County, CO118 households

Where departing residents went

  1. Walton County, FL860 households
  2. Santa Rosa County, FL801 households
  3. Escambia County, FL390 households
  4. Bay County, FL233 households
  5. Bexar County, TX126 households

Incoming households reported an average AGI of $73,001 versus departing households' $67,169.

Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.

Data sources used on this page

Health profile

Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.

Schools in this ZIP

9 schools serve this ZIP, including 9 non-charter.

Top 5 schools by enrollment
SchoolTypeGradesEnrollment
CRESTVIEW HIGH SCHOOLPublic9–122,203
DAVIDSON MIDDLE SCHOOLPublic6–81,089
ANTIOCH ELEMENTARY SCHOOLPublic-1–5921
NORTHWOOD ELEMENTARY SCHOOLPublic-1–5823
BOB SIKES ELEMENTARY SCHOOLPublic-1–5812

Showing top 5 by enrollment. 4 more schools serve this ZIP.

Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.

Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026

Colleges & universities nearby

Colleges in this area

8

Median in-state tuition

$4,472

Median earnings (10 yr)

$35,997

  • University of West Florida

    Pensacola, FL · 32514

    4-Year
    In-state tuition
    $6,360
    Out-of-state tuition
    $19,241
    Acceptance rate
    58.2%
    Graduation rate
    60.3%
    Median earnings (10 yr)
    $49,137
    Median student debt
    $16,624
  • Pensacola State College

    Pensacola, FL · 32504

    4-Year
    In-state tuition
    $2,361
    Out-of-state tuition
    $9,460
    Acceptance rate
    Graduation rate
    39.2%
    Median earnings (10 yr)
    $36,739
    Median student debt
    $7,500
  • Northwest Florida State College

    Niceville, FL · 32578

    4-Year
    In-state tuition
    $2,583
    Out-of-state tuition
    $10,612
    Acceptance rate
    Graduation rate
    40.7%
    Median earnings (10 yr)
    $39,664
    Median student debt
    $7,932
  • Fortis Institute-Pensacola

    Pensacola, FL · 32514

    2-Year
    In-state tuition
    $15,069
    Out-of-state tuition
    $15,069
    Acceptance rate
    Graduation rate
    50.7%
    Median earnings (10 yr)
    $26,652
    Median student debt
    $9,500
  • George Stone Technical College

    Pensacola, FL · 32526

    2-Year
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    43.0%
    Median earnings (10 yr)
    $35,234
    Median student debt
  • Okaloosa Technical College

    Fort Walton Beach, FL · 32547

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    67.0%
    Median earnings (10 yr)
    $32,577
    Median student debt
  • 2-Year
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    65.4%
    Median earnings (10 yr)
    $35,997
    Median student debt
  • Adrian H. Wallace Barber Academy

    Pensacola, FL · 32503

    Certificate
    In-state tuition
    Out-of-state tuition
    Acceptance rate
    Graduation rate
    78.1%
    Median earnings (10 yr)
    Median student debt

Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.

What these numbers say together

Crestview, FL (ZIP 32536) sits in Okaloosa County within the Crestview-Fort Walton Beach-Destin metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Depression tracks close to the national average at 20.3%. NCES lists 9 schools serving the area, 9 non-charter. 8 colleges and universities serve the area, with median in-state tuition of $4,472. IRS data shows average household income (AGI) of $76,196, well above the ~$45K national average per return. FEMA has issued 41 federal disaster declarations affecting this ZIP since 1970 — a high-frequency exposure profile. Per USDA's Food Environment Atlas, 41.5% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. Per IRS migration filings (2022-2023), the area's primary county netted $113,211,000 in incoming taxable income — a wealth-inflow signal even when headcount churn is modest. Healthcare access and school options both run strong here, giving residents a wide menu of providers and enrollment choices nearby. Notable: median household income $77,864, fair market rent of $1,670 for a two-bedroom, and a typical home value of $294,554, down 1.1% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.

These two readings tell a consistent story. Strong access numbers usually correlate with denser provider networks, and a high school count signals the population base that supports them. Reading them together: a household weighing this ZIP for a multi-year stay can expect both healthcare and education infrastructure to keep pace.

One concrete reading worth keeping: Depression prevalence sits near the national rate at 20.3%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.

Frequently Asked Questions — ZIP 32536

What is the obesity rate in ZIP 32536?

32.2%, which is 0.8 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the depression rate in ZIP 32536?

20.3%, which is 1.7 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).

What is the high blood pressure rate in ZIP 32536?

31.5%, which is 0.5 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).

How many schools are in ZIP 32536?

9 schools serve this ZIP, including 9 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.

Does ZIP 32536 have charter schools?

No charter schools are listed in ZIP 32536 by NCES CCD (retrieved Apr 26, 2026).

Are there high schools in ZIP 32536?

Yes, 5 high schools serve this ZIP: Crestview High School, Okaloosa Online Non Franchised, Richbourg School, and 2 more. (NCES CCD, retrieved Apr 26, 2026).

What is the population of ZIP 32536?

25,210 people live in ZIP 32536, with a median age of 33.5 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the median household income in ZIP 32536?

$77,864 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

Is ZIP 32536 mostly renters or homeowners?

In ZIP 32536, 69.5% of occupied housing units are owner-occupied and 30.5% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

How do people commute in ZIP 32536?

In ZIP 32536, 5.3% of workers work from home. Public transit is used by 1.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the poverty rate in ZIP 32536?

8.8% of the population in ZIP 32536 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What percentage of households in ZIP 32536 have broadband internet?

90.7% of households in ZIP 32536 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).

What is the typical home value in ZIP 32536?

The typical home value in ZIP 32536 is $294,554, down 1.1% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).

Are home values rising or falling in ZIP 32536?

Home values are down 1.1% over the past year and up 25.8% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).

What is the average household income in ZIP 32536?

The average Adjusted Gross Income reported on tax returns from ZIP 32536 (Crestview, FL) is $76,196 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How much do homeowners pay in property tax in ZIP 32536?

Tax returns from ZIP 32536 report an average of $125 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).

What percentage of residents in ZIP 32536 earn over $200,000?

4.2% of tax returns from ZIP 32536 (Crestview, FL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).

How many businesses are in ZIP 32536?

As of 2022, 672 business establishments operated in ZIP 32536 employing 7,541 workers (Census ZIP Business Patterns, retrieved May 3, 2026).

What is the average salary in ZIP 32536?

The average annual pay across all local establishments in ZIP 32536 is $41,396, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).

How vulnerable is ZIP 32536 to disasters and public health emergencies?

According to the CDC Social Vulnerability Index (2022), ZIP 32536 ranks in the 53th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).

What is the biggest vulnerability factor in ZIP 32536?

Household Characteristics is the highest-scoring CDC SVI theme for ZIP 32536, ranking in the 63th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).

How many federally declared disasters has ZIP 32536 experienced?

FEMA has recorded 41 federal disaster declarations affecting ZIP 32536 between 1970–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).

What kinds of disasters most often hit ZIP 32536?

Hurricane is the most common federally declared disaster type affecting ZIP 32536, accounting for 24 of 41 declarations (59%, FEMA OpenFEMA, retrieved May 3, 2026).

What was the most recent disaster declared for ZIP 32536?

The most recent FEMA disaster declaration affecting ZIP 32536 was "HURRICANE HELENE" — a hurricane declared in 2024 (DR-4828) (FEMA OpenFEMA, retrieved May 3, 2026).

What colleges are near ZIP 32536?

8 colleges and universities are listed near ZIP 32536 by the U.S. Department of Education College Scorecard, including University Of West Florida, Pensacola State College, and Northwest Florida State College (retrieved May 2, 2026).

What is the average tuition at colleges near ZIP 32536?

Median in-state tuition across 8 nearby institutions is $4,472 (College Scorecard, retrieved May 2, 2026).

What do graduates earn from colleges near ZIP 32536?

Graduates of nearby colleges earn a median of $35,997 ten years after entry (College Scorecard, retrieved May 2, 2026).

What data is available for ZIP 32536?

This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (9 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (8 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (41 on record). Data is refreshed on Mubboo's standard schedule.

How current is this data?

Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (41 on record).

More Info topics

Nearby ZIPs: more ZIP code profiles launching Q3 2026.

Have a specific question about ZIP 32536?

Ask Mubboo — launching Q4 2026.

By Mubboo Editorial Team

Last reviewed Apr 24, 2026


Data sources

This page observes HIPAA and FERPA by surfacing only aggregate, de-identified federal datasets. Individual records are never displayed.

Mubboo may earn commissions from partner links. This does not affect our editorial independence.

Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.