Population & age
- Total population
- 10,596
- Median age
- 46.0
Lake Lorraine, FL (32579)
Okaloosa County · Crestview-Fort Walton Beach-Destin, FL · Population 10,596
Fresh.Data current as of Apr 24, 2026
Lake Lorraine, FL (ZIP 32579) sits in Okaloosa County within the Crestview-Fort Walton Beach-Destin metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Obesity comes in below the national average at 27.9%. NCES lists 3 schools serving the area, 3 non-charter. 8 colleges and universities serve the area, with median in-state tuition of $4,472. IRS data shows average household income (AGI) of $99,328, well above the ~$45K national average per return. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 41 federal disaster declarations affecting this ZIP since 1970 — a high-frequency exposure profile. Annual precipitation averages 73.4" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. Per USDA's Food Environment Atlas, 41.5% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. Florida has no state income tax, saving the local median household (AGI $99,328) approximately $4,569/year vs the US average effective state tax rate. Per IRS migration filings (2022-2023), the area's primary county netted $113,211,000 in incoming taxable income — a wealth-inflow signal even when headcount churn is modest. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $92,344, fair market rent of $1,970 for a two-bedroom, and a typical home value of $386,288, up 0.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 78.6%
- Black
- 5.8%
- Asian
- 2.8%
- Hispanic / Latino
- 13.4%
- Other / multi-racial
- 10.2%
Income & housing
- Median household income
- $92,344
- Median home value
- $389,100
Education
- Bachelor's degree or higher (age 25+)
- 44.4%
Employment
- Unemployment rate
- 2.6%
Housing
- Owner-occupied
- 3,197(71.3%)
- Renter-occupied
- 1,286(28.7%)
- Vacant units
- 601
- Built (median)
- 1981
Commute
- Public transit
- 0(0.0%)
- Work from home
- 460(8.9%)
- Avg commute
- 20.2 min
Economic wellbeing
- Below poverty line
- 865(8.2%)
- Uninsured
- 207(2.0%)
Digital access
- Broadband access
- 4,056(90.5%)
- No broadband
- 427(9.5%)
Language & nativity
- Foreign-born
- 845(8.0%)
- Non-English at home
- 1,461(14.4%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,500
/month
1 Bed
$1,740
/month
2 Bed
$1,970
/month
3 Bed
$2,700
/month
4 Bed
$3,290
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$386,288
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+0.4%
vs. March 2025
5-year change
+21.2%
vs. March 2021
Metro area
Crestview-Fort Walton Beach-Destin, FL
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
1,268
Across 1,082 permitted buildings. Total construction value: $356.5M.
Single-family
1,053
83% of total units
Multifamily (2+ unit)
215
17% of total units
Single-family value
$337.3M
construction value
Multifamily value
$19.2M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
5,560
Average AGI
$99,328
Avg property tax
$405
EITC participation
9.9%
Income distribution
- $1 – $25,00022.1% · 1,230
- $25,000 – $50,00021.8% · 1,210
- $50,000 – $75,00015.3% · 850
- $75,000 – $100,00010.1% · 560
- $100,000 – $200,00021.2% · 1,180
- $200,000 or more9.5% · 530
Avg mortgage interest
$697
Avg charitable contribution
$1,381
Avg capital gains
$8,368
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $552.3M across all reported brackets.
Business & employment
Business establishments
209
Total employment
1,523
Annual payroll
$89.9M
Average annual pay
$59,045
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$61,616
Average weekly wage
$1,185
Total employment
89,705
Total establishments
7,597
That is roughly 6% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.1%
That is 0.9 percentage points below the US national unemployment rate of about 4.0%.
Labor force
101,807
Employed
98,609
Unemployed
3,198
Based on Okaloosa County, FL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
2
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$105.9M
across all branches in this ZIP
Distinct institutions
2
different banks operating here
Top banks by deposits in this ZIP
- 1.Regions Bank$71.4M · 1 branch
- 2.FNBT BANK$34.6M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Community health centers
Federally funded health-center sites
1
Single health-center site
One federally funded community health center serves this ZIP. Residents who need same-day care or specialty services may rely on neighboring ZIPs.
FQHC sites
1
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
30
across sites in this ZIP
Sites in this ZIP
- 1.Longwood Elementary School
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Navarre--Miramar Beach--Destin, FL
Reporting agencies
1
Largest: Okaloosa County Board of County Commissioners
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federal Disaster Declarations
Federally Declared Disasters
41
Date Range
1970–2024
Most Recent Declaration
HURRICANE HELENE
Hurricane — declared September 28, 2024 (DR-4828)
Incident period: September 23, 2024 – October 7, 2024
Top Incident Types
- Hurricane24 (59%)
- Severe Storm6 (15%)
- Flood5 (12%)
- Tropical Storm3 (7%)
- Biological2 (5%)
- Other1 (2%)
Individual Assistance
12
Direct help to disaster survivors
Households Program
6
Housing & temporary lodging support
Public Assistance
40
Repair of public facilities & roads
Hazard Mitigation
16
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
66.2°F
55.2° – 77.1°
Annual precipitation
73.4"
Diurnal range
21.9°F
Day-night swing
Heating · cooling days
1,837.4 · 2,286.4
Annual base 65°F
Nearest station: NICEVILLE, FL US, 7.7 miles from the centroid of Lake Lorraine, FL (ZIP 32579)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
36
GoodGood 341dModerate 25d
Peak AQI (2024)
74
Moderate
Primary pollutant
Ozone
361 days as main pollutant
Days measured
366
Based on Okaloosa County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
9,412
That is roughly 1,212 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
16%
of adults self-report
Poor physical health days
4.1
avg per adult per month
Poor mental health days
5.5
avg per adult per month
Uninsured
11.9%
of residents under 65
Primary care MDs
70
per 100,000 residents
Preventable hospital stays
2,941
per 100K Medicare enrollees
Food environment (0-10)
7.7
10 = best access & security
Exercise access
78%
residents near a facility
Flu vaccinated
36%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.5% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Okaloosa data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Limited food access for many residents
41.5% of Okaloosa County, FL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.13
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.76
accepting food benefits
Fast-food restaurants
0.88
per 1,000 residents
Among low-income residents, 11.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Okaloosa County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Who’s moving in and out
Net migration (2022-2023)
▲+599 people
+467 households • +$113.2M net AGI flow
Moved in
14,035households
25,874 people • $1.0B AGI
Moved out
13,568households
25,275 people • $911.4M AGI
Where new residents came from
- Santa Rosa County, FL — 584 households
- Walton County, FL — 544 households
- Escambia County, FL — 278 households
- Bay County, FL — 155 households
- El Paso County, CO — 118 households
Where departing residents went
- Walton County, FL — 860 households
- Santa Rosa County, FL — 801 households
- Escambia County, FL — 390 households
- Bay County, FL — 233 households
- Bexar County, TX — 126 households
Incoming households reported an average AGI of $73,001 versus departing households' $67,169.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Florida
State-level rules that apply to every resident of ZIP 32579. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
6.98%
State 6.00% · avg local 0.98%
Property tax (effective)
0.50%
Median $787/year
Tax burden rank
8 of 50
8.90% of personal income
For ZIP 32579: A household at this ZIP's median AGI of $99,328 keeps approximately $4,569 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $386,288, that works out to roughly $1,949/year in property tax.
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 32579
Nearby ZIPs by distance
32548 (Fort Walton Beach, 2.4 mi) · 32542 (Valparaiso, 4.7 mi) · 32547 (Wright, 4.9 mi) · 32580 (Valparaiso, 5.5 mi) · 32541 (Destin, 6.7 mi) · 32578 (Niceville, 8.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
27.9%
5.1pp below the 33.0% national rate.
High Blood Pressure
35.3%
3.3pp above the 32.0% national rate.
Depression
17.6%
4.4pp below the 22.0% national rate.
Annual Checkup
79.2%
3.2pp above the 76.0% national rate.
Health Insurance
9.5%
3.5pp below the 13.0% national rate.
Diabetes
11.2%
Tracks close to the 11.0% national rate.
Schools in this ZIP
3 schools serve this ZIP, including 3 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| CLIFFORD MEIGS MIDDLE SCHOOL | Public | 6–8 | 627 |
| SHALIMAR ELEMENTARY SCHOOL | Public | -1–5 | 594 |
| LONGWOOD ELEMENTARY SCHOOL | Public | -1–5 | 541 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges & universities nearby
Colleges in this area
8
Median in-state tuition
$4,472
Median earnings (10 yr)
$35,997
- 4-Year
University of West Florida
Pensacola, FL · 32514
- In-state tuition
- $6,360
- Out-of-state tuition
- $19,241
- Acceptance rate
- 58.2%
- Graduation rate
- 60.3%
- Median earnings (10 yr)
- $49,137
- Median student debt
- $16,624
- 4-Year
Pensacola State College
Pensacola, FL · 32504
- In-state tuition
- $2,361
- Out-of-state tuition
- $9,460
- Acceptance rate
- —
- Graduation rate
- 39.2%
- Median earnings (10 yr)
- $36,739
- Median student debt
- $7,500
- 4-Year
Northwest Florida State College
Niceville, FL · 32578
- In-state tuition
- $2,583
- Out-of-state tuition
- $10,612
- Acceptance rate
- —
- Graduation rate
- 40.7%
- Median earnings (10 yr)
- $39,664
- Median student debt
- $7,932
- 2-Year
Fortis Institute-Pensacola
Pensacola, FL · 32514
- In-state tuition
- $15,069
- Out-of-state tuition
- $15,069
- Acceptance rate
- —
- Graduation rate
- 50.7%
- Median earnings (10 yr)
- $26,652
- Median student debt
- $9,500
- 2-Year
George Stone Technical College
Pensacola, FL · 32526
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 43.0%
- Median earnings (10 yr)
- $35,234
- Median student debt
- —
- Certificate
Okaloosa Technical College
Fort Walton Beach, FL · 32547
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 67.0%
- Median earnings (10 yr)
- $32,577
- Median student debt
- —
- 2-Year
Radford M Locklin Technical College
Milton, FL · 32570
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 65.4%
- Median earnings (10 yr)
- $35,997
- Median student debt
- —
- Certificate
Adrian H. Wallace Barber Academy
Pensacola, FL · 32503
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 78.1%
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Lake Lorraine, FL (ZIP 32579) sits in Okaloosa County within the Crestview-Fort Walton Beach-Destin metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Obesity comes in below the national average at 27.9%. NCES lists 3 schools serving the area, 3 non-charter. 8 colleges and universities serve the area, with median in-state tuition of $4,472. IRS data shows average household income (AGI) of $99,328, well above the ~$45K national average per return. FDIC counts just 2 bank branches in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 41 federal disaster declarations affecting this ZIP since 1970 — a high-frequency exposure profile. Annual precipitation averages 73.4" — a wet-climate ZCTA per NOAA's 1991–2020 Normals. Per USDA's Food Environment Atlas, 41.5% of residents in this county live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket — a deep food-access gap. Florida has no state income tax, saving the local median household (AGI $99,328) approximately $4,569/year vs the US average effective state tax rate. Per IRS migration filings (2022-2023), the area's primary county netted $113,211,000 in incoming taxable income — a wealth-inflow signal even when headcount churn is modest. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $92,344, fair market rent of $1,970 for a two-bedroom, and a typical home value of $386,288, up 0.4% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 17.6%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 32579
What is the obesity rate in ZIP 32579?
27.9%, which is 5.1 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 32579?
17.6%, which is 4.4 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 32579?
35.3%, which is 3.3 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 32579?
3 schools serve this ZIP, including 3 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 32579 have charter schools?
No charter schools are listed in ZIP 32579 by NCES CCD (retrieved Apr 26, 2026).
Are there high schools in ZIP 32579?
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 26, 2026).
What is the population of ZIP 32579?
10,596 people live in ZIP 32579, with a median age of 46.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 32579?
$92,344 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 32579 mostly renters or homeowners?
In ZIP 32579, 71.3% of occupied housing units are owner-occupied and 28.7% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 32579?
In ZIP 32579, 8.9% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 32579?
8.2% of the population in ZIP 32579 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 32579 have broadband internet?
90.5% of households in ZIP 32579 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 32579?
The typical home value in ZIP 32579 is $386,288, up 0.4% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 32579?
Home values are up 0.4% over the past year and up 21.2% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 32579?
The average Adjusted Gross Income reported on tax returns from ZIP 32579 (Lake Lorraine, FL) is $99,328 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 32579?
Tax returns from ZIP 32579 report an average of $405 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 32579 earn over $200,000?
9.5% of tax returns from ZIP 32579 (Lake Lorraine, FL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 32579?
As of 2022, 209 business establishments operated in ZIP 32579 employing 1,523 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 32579?
The average annual pay across all local establishments in ZIP 32579 is $59,045, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 32579 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 32579 ranks in the 41th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 32579?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 32579, ranking in the 63th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 32579 experienced?
FEMA has recorded 41 federal disaster declarations affecting ZIP 32579 between 1970–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 32579?
Hurricane is the most common federally declared disaster type affecting ZIP 32579, accounting for 24 of 41 declarations (59%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 32579?
The most recent FEMA disaster declaration affecting ZIP 32579 was "HURRICANE HELENE" — a hurricane declared in 2024 (DR-4828) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 32579?
8 colleges and universities are listed near ZIP 32579 by the U.S. Department of Education College Scorecard, including University Of West Florida, Pensacola State College, and Northwest Florida State College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 32579?
Median in-state tuition across 8 nearby institutions is $4,472 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 32579?
Graduates of nearby colleges earn a median of $35,997 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 32579?
ZIP 32579 has an average annual temperature of 66.2°F and 73.4" of annual precipitation based on the NICEVILLE, FL US weather station 7.7 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 32579 have public transit?
Yes — ZIP 32579 is part of the Navarre--Miramar Beach--Destin, FL urbanized area, primarily served by Okaloosa County Board of County Commissioners (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 32579?
Florida has no state income tax. For a household earning the local median AGI of $99,328, this saves approximately $4,569 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 6.98% (Tax Foundation 2025).
Does Florida have paid family leave?
Florida runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 32579?
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (3 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (8 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (41 on record), climate normals from NOAA NCEI (1991-2020), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (41 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 32579
Nearby ZIPs by distance
32548 (Fort Walton Beach, 2.4 mi) · 32542 (Valparaiso, 4.7 mi) · 32547 (Wright, 4.9 mi) · 32580 (Valparaiso, 5.5 mi) · 32541 (Destin, 6.7 mi) · 32578 (Niceville, 8.1 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
41st percentile
Moderate Vulnerability
Based on 3 census tracts, population 10,596
Vulnerability Themes
Households Without Vehicle
256
Limited English Speakers
110
Persons with Disability
1,708
Without HS Diploma
417
Without Health Insurance
1,253
Adults Age 65+
2,576
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.