Population & age
- Total population
- 2,907
- Median age
- 19.1
Waco, TX (76798)
McLennan County · Waco, TX · Population 2,907
Fresh.Data current as of Apr 24, 2026
Waco, TX (ZIP 76798) sits in McLennan County within the Waco metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in below the national average at 12.2%. No NCES schools are mapped to this ZIP in the current dataset. 4 colleges and universities serve the area, with median in-state tuition of $7,212. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. 18.5% of residents under 65 lack health insurance per the 2025 County Health Rankings — a notable access gap. 36.8% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Texas has no state income tax (Tax Foundation 2025). New residents arriving here predominantly come from Bell County, TX (IRS SOI Migration, 2022-2023). Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: fair market rent of $1,240 for a two-bedroom and 29.5% of workers working from home. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 77.1%
- Black
- 5.9%
- Asian
- 9.4%
- Hispanic / Latino
- 9.7%
- Other / multi-racial
- 7.6%
Education
- Bachelor's degree or higher (age 25+)
- 100.0%
Employment
- Unemployment rate
- 4.1%
Housing
- Owner-occupied
- 0
- Renter-occupied
- 0
- Vacant units
- 0
Commute
- Public transit
- 0(0.0%)
- Work from home
- 186(29.5%)
- Avg commute
- 7.9 min
Economic wellbeing
- Below poverty line
- 0
- Uninsured
- 34(1.2%)
Digital access
- Broadband access
- 0
Language & nativity
- Foreign-born
- 149(5.1%)
- Non-English at home
- 323(11.1%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$850
/month
1 Bed
$1,000
/month
2 Bed
$1,240
/month
3 Bed
$1,600
/month
4 Bed
$1,650
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
New housing construction
New housing units permitted
1,046
Across 814 permitted buildings. Total construction value: $272.4M.
Single-family
744
71% of total units
Multifamily (2+ unit)
302
29% of total units
Single-family value
$211.7M
construction value
Multifamily value
$60.7M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Business & employment
Business establishments
4
Total employment
39
Annual payroll
$1.5M
Average annual pay
$38,256
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$60,387
Average weekly wage
$1,161
Total employment
122,697
Total establishments
6,039
That is roughly 8% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
3.8%
That is 0.2 percentage points below the US national unemployment rate of about 4.0%.
Labor force
131,630
Employed
126,627
Unemployed
5,003
Based on McLennan County, TX data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Waco, TX
Reporting agencies
1
Largest: City of Waco
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Federal Disaster Declarations
Federally Declared Disasters
25
Date Range
1973–2021
Most Recent Declaration
SEVERE WINTER STORMS
Severe Ice Storm — declared February 19, 2021 (DR-4586)
Incident period: February 11, 2021 – February 21, 2021
Top Incident Types
- Severe Storm6 (24%)
- Hurricane5 (20%)
- Fire4 (16%)
- Other3 (12%)
- Severe Ice Storm2 (8%)
- Other5 (20%)
Individual Assistance
5
Direct help to disaster survivors
Households Program
3
Housing & temporary lodging support
Public Assistance
22
Repair of public facilities & roads
Hazard Mitigation
8
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
66.6°F
56° – 77.1°
Annual precipitation
37.5"
Diurnal range
21°F
Day-night swing
Heating · cooling days
2,125.2 · 2,725.1
Annual base 65°F
Nearest station: WACO DAM, TX US, 6.8 miles from the centroid of Waco, TX (ZIP 76798)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
53
ModerateGood 126dModerate 234dUSG 5d
Peak AQI (2024)
133
Unhealthy for Sensitive Groups
Primary pollutant
PM2.5
273 days as main pollutant
Days measured
365
Based on McLennan County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
9,298
That is roughly 1,098 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
23%
of adults self-report
Poor physical health days
4.4
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
18.5%
of residents under 65
Primary care MDs
77
per 100,000 residents
Preventable hospital stays
2,987
per 100K Medicare enrollees
Food environment (0-10)
6.0
10 = best access & security
Exercise access
68%
residents near a facility
Flu vaccinated
48%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.8% of live births in this county — an early-life health input that downstream outcomes track against.
Based on McLennan data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Significant food access concerns
36.8% of McLennan County, TX residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.10
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.85
accepting food benefits
Fast-food restaurants
0.87
per 1,000 residents
Among low-income residents, 16.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in McLennan County, TX for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 70 reports
Property crime rate
—
per 100K residents · 308 reports
Homicide
1
Robbery
1
Burglary
63
Vehicle theft
36
County-level data for McLennan (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+512 people
+183 households • +$52.5M net AGI flow
Moved in
7,696households
13,819 people • $507.2M AGI
Moved out
7,513households
13,307 people • $454.7M AGI
Where new residents came from
- Bell County, TX — 399 households
- Tarrant County, TX — 273 households
- Dallas County, TX — 238 households
- Harris County, TX — 207 households
- Travis County, TX — 196 households
Where departing residents went
- Bell County, TX — 419 households
- Dallas County, TX — 333 households
- Tarrant County, TX — 330 households
- Travis County, TX — 241 households
- Harris County, TX — 221 households
Incoming households reported an average AGI of $65,907 versus departing households' $60,519.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Texas
State-level rules that apply to every resident of ZIP 76798. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
8.20%
State 6.25% · avg local 1.95%
Property tax (effective)
1.42%
Median $1,254/year
Tax burden rank
4 of 50
8.40% of personal income
Paid family leave
Program
Voluntary (private insurance framework)
Voluntary (private insurance framework)
Safety net
SNAP eligibility
165% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). Asset limit $5,000.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 76798
Other ZIPs in Waco
Nearby ZIPs by distance
76701 (Waco, 1.1 mi) · 76704 (Waco, 2 mi) · 76707 (Waco, 2.3 mi) · 76711 (Waco, 2.9 mi) · 76710 (Waco, 4.4 mi) · 76705 (Waco, 6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
25.8%
7.2pp below the 33.0% national rate.
High Blood Pressure
12.2%
19.8pp below the 32.0% national rate.
Depression
33.7%
11.7pp above the 22.0% national rate.
Annual Checkup
64.8%
11.2pp below the 76.0% national rate.
Health Insurance
16.0%
3.0pp above the 13.0% national rate.
Diabetes
2.0%
9.0pp below the 11.0% national rate.
Colleges & universities nearby
Colleges in this area
4
Median in-state tuition
$7,212
Median earnings (10 yr)
$39,040
- 4-Year
Baylor University
Waco, TX · 76798
- In-state tuition
- $58,100
- Out-of-state tuition
- $58,100
- Acceptance rate
- 51.3%
- Graduation rate
- 80.1%
- Median earnings (10 yr)
- $65,793
- Median student debt
- $23,000
- 2-Year
Texas State Technical College
Waco, TX · 76705
- In-state tuition
- $7,212
- Out-of-state tuition
- $11,812
- Acceptance rate
- —
- Graduation rate
- 41.5%
- Median earnings (10 yr)
- $38,916
- Median student debt
- $9,500
- 2-Year
McLennan Community College
Waco, TX · 76708
- In-state tuition
- $3,660
- Out-of-state tuition
- $5,910
- Acceptance rate
- —
- Graduation rate
- 37.0%
- Median earnings (10 yr)
- $39,163
- Median student debt
- $10,500
- 2-Year
Southern Careers Institute-Waco
Waco, TX · 76706
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 46.6%
- Median earnings (10 yr)
- $27,035
- Median student debt
- $8,708
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Waco, TX (ZIP 76798) sits in McLennan County within the Waco metro area. The page draws on 1 federal data feed retrieved Apr 24. Top health signal: High Blood Pressure comes in below the national average at 12.2%. No NCES schools are mapped to this ZIP in the current dataset. 4 colleges and universities serve the area, with median in-state tuition of $7,212. FEMA has issued 25 federal disaster declarations affecting this ZIP since 1973 — a high-frequency exposure profile. 18.5% of residents under 65 lack health insurance per the 2025 County Health Rankings — a notable access gap. 36.8% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. Texas has no state income tax (Tax Foundation 2025). New residents arriving here predominantly come from Bell County, TX (IRS SOI Migration, 2022-2023). Both healthcare access and on-paper school density skew lighter than national norms; what shows up here is a snapshot, not a verdict — neighborhood-level texture matters at this scale. Notable: fair market rent of $1,240 for a two-bedroom and 29.5% of workers working from home. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Both surfaces skew lighter than national averages. That isn’t a verdict — small-area estimates compress real neighborhood-level texture, and a single ZIP reading can miss a district line or a hospital corridor sitting just outside it. Treat this as a starting point for fieldwork, not a conclusion.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 33.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 76798
What is the obesity rate in ZIP 76798?
25.8%, which is 7.2 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 76798?
33.7%, which is 11.7 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 76798?
12.2%, which is 19.8 percentage points below the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the population of ZIP 76798?
2,907 people live in ZIP 76798, with a median age of 19.1 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 76798?
In ZIP 76798, 29.5% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How many businesses are in ZIP 76798?
As of 2022, 4 business establishments operated in ZIP 76798 employing 39 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 76798?
The average annual pay across all local establishments in ZIP 76798 is $38,256, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How many federally declared disasters has ZIP 76798 experienced?
FEMA has recorded 25 federal disaster declarations affecting ZIP 76798 between 1973–2021 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 76798?
Severe Storm is the most common federally declared disaster type affecting ZIP 76798, accounting for 6 of 25 declarations (24%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 76798?
The most recent FEMA disaster declaration affecting ZIP 76798 was "SEVERE WINTER STORMS" — a severe ice storm declared in 2021 (DR-4586) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 76798?
4 colleges and universities are listed near ZIP 76798 by the U.S. Department of Education College Scorecard, including Baylor University, Texas State Technical College, and Mclennan Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 76798?
Median in-state tuition across 4 nearby institutions is $7,212 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 76798?
Graduates of nearby colleges earn a median of $39,040 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 76798?
ZIP 76798 has an average annual temperature of 66.6°F and 37.5" of annual precipitation based on the WACO DAM, TX US weather station 6.8 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 76798 have public transit?
Yes — ZIP 76798 is part of the Waco, TX urbanized area, primarily served by City of Waco (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 76798?
Texas has no state income tax. The combined state and local sales tax rate is 8.20% (Tax Foundation 2025).
Does Texas have paid family leave?
Texas runs an active paid family leave program offering up to — weeks of paid leave per year (Bipartisan Policy Center 2026).
What data is available for ZIP 76798?
This page covers health outcomes from CDC PLACES (33 metrics), demographics from the Census ACS 5-Year (2022), colleges from the U.S. Department of Education College Scorecard (4 institutions), local business & employment from Census ZIP Business Patterns (2022), federal disaster declarations from FEMA OpenFEMA (25 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Business & employment retrieved May 3, 2026 from Census ZBP (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (25 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 76798
Other ZIPs in Waco
Nearby ZIPs by distance
76701 (Waco, 1.1 mi) · 76704 (Waco, 2 mi) · 76707 (Waco, 2.3 mi) · 76711 (Waco, 2.9 mi) · 76710 (Waco, 4.4 mi) · 76705 (Waco, 6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 76798?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.