Population & age
- Total population
- 23,611
- Median age
- 35.7
Fernley, NV (89408)
Churchill County · Population 23,611
Fresh.Data current as of Apr 24, 2026
Fernley, NV (ZIP 89408) sits in Churchill County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Annual Checkup comes in above the national average at 71.9%. NCES lists 7 schools serving the area, 7 non-charter. 1 college or university serves the area. IRS data shows average household income (AGI) of $70,155, well above the ~$45K national average per return. FEMA has issued 15 federal disaster declarations affecting this ZIP since 1965. Annual precipitation averages just 4.8" per NOAA's 1991–2020 Normals — an arid-climate ZCTA where landscaping and water-budget choices matter more than national averages suggest. County Health Rankings reports 10,826 years of potential life lost per 100,000 (2025) — well above the national county median. Nevada has no state income tax, saving the local median household (AGI $70,155) approximately $3,227/year vs the US average effective state tax rate. New residents arriving here predominantly come from Washoe County, NV (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $84,104, fair market rent of $1,490 for a two-bedroom, and a typical home value of $395,996, up 0.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 80.0%
- Black
- 1.8%
- Asian
- 1.5%
- Hispanic / Latino
- 18.3%
- Other / multi-racial
- 15.0%
Income & housing
- Median household income
- $84,104
- Median home value
- $328,200
Education
- Bachelor's degree or higher (age 25+)
- 14.5%
Employment
- Unemployment rate
- 5.4%
Housing
- Owner-occupied
- 6,167(72.2%)
- Renter-occupied
- 2,371(27.8%)
- Vacant units
- 297
- Built (median)
- 2000
Commute
- Public transit
- 229(2.0%)
- Work from home
- 519(4.6%)
- Avg commute
- 26.9 min
Economic wellbeing
- Below poverty line
- 2,282(9.7%)
- Uninsured
- 553(2.3%)
Digital access
- Broadband access
- 7,564(88.6%)
- No broadband
- 974(11.4%)
Language & nativity
- Foreign-born
- 1,324(5.6%)
- Non-English at home
- 2,913(13.1%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$1,250
/month
1 Bed
$1,260
/month
2 Bed
$1,490
/month
3 Bed
$2,070
/month
4 Bed
$2,500
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$395,996
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+0.7%
vs. March 2025
5-year change
+22.4%
vs. March 2021
Metro area
Fernley, NV
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
342
Across 266 permitted buildings. Total construction value: $83.5M.
Single-family
254
74% of total units
Multifamily (2+ unit)
88
26% of total units
Single-family value
$68.5M
construction value
Multifamily value
$15.1M
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
11,160
Average AGI
$70,155
Avg property tax
$146
EITC participation
13.1%
Income distribution
- $1 – $25,00021.1% · 2,360
- $25,000 – $50,00024.1% · 2,690
- $50,000 – $75,00019.7% · 2,200
- $75,000 – $100,00013.4% · 1,490
- $100,000 – $200,00018.9% · 2,110
- $200,000 or more2.8% · 310
Avg mortgage interest
$570
Avg charitable contribution
$233
Avg capital gains
$2,029
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $782.9M across all reported brackets.
Business & employment
Business establishments
314
Total employment
4,654
Annual payroll
$224.9M
Average annual pay
$48,321
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$60,811
Average weekly wage
$1,169
Total employment
8,837
Total establishments
634
That is roughly 7% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
5.0%
That is 1.0 percentage points above the US national unemployment rate of about 4.0%.
Labor force
10,625
Employed
10,093
Unemployed
532
Based on Churchill County, NV data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
3
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$245.3M
across all branches in this ZIP
Distinct institutions
3
different banks operating here
Top banks by deposits in this ZIP
- 1.Zions Bancorporation, N.A.$99.4M · 1 branch
- 2.Wells Fargo Bank, National Association$97.1M · 1 branch
- 3.Washington Federal Bank$48.7M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Carson City, NV
Reporting agencies
1
Largest: Carson Area Metropolitan Planning Organization
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
4
Established EV charging
Multiple public charging stations across the ZIP — typical of mid-density suburban and small-urban areas with active EV adoption.
Level 2 ports
6
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- Electrify America
- eVgo Network
- OpConnect
- + 1 more network
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
38.2
across outlets in this ZIP
Avg square feet
3,679
per outlet
Outlets in this ZIP
- 1.Fernley Branch Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
15
Date Range
1965–2023
Most Recent Declaration
SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Flood — declared April 27, 2023 (DR-4708)
Incident period: March 8, 2023 – March 19, 2023
Top Incident Types
- Severe Storm5 (33%)
- Flood3 (20%)
- Biological2 (13%)
- Fire2 (13%)
- Snowstorm2 (13%)
- Other1 (7%)
Individual Assistance
3
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
15
Repair of public facilities & roads
Hazard Mitigation
7
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
52.1°F
35.4° – 68.8°
Annual precipitation
4.8"
Annual snowfall
4.5"
Heating · cooling days
5,417.7 · 736.7
Annual base 65°F
Nearest station: FALLON EXP STN, NV US, 19 miles from the centroid of Fernley, NV (ZIP 89408)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
44
GoodGood 280dModerate 77dUSG 1d
Peak AQI (2024)
105
Unhealthy for Sensitive Groups
Primary pollutant
Ozone
358 days as main pollutant
Days measured
358
Based on Churchill County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
10,826
That is roughly 2,626 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
20%
of adults self-report
Poor physical health days
4.5
avg per adult per month
Poor mental health days
5.5
avg per adult per month
Uninsured
10.3%
of residents under 65
Primary care MDs
47
per 100,000 residents
Preventable hospital stays
2,679
per 100K Medicare enrollees
Food environment (0-10)
7.8
10 = best access & security
Exercise access
68%
residents near a facility
Flu vaccinated
31%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.3% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Churchill data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
18.9% of Churchill County, NV residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
—
per 1,000 residents
Supercenters & clubs
—
per 1,000 residents
SNAP-authorized stores
0.87
accepting food benefits
Fast-food restaurants
0.67
per 1,000 residents
Among low-income residents, 5.8% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Churchill County, NV for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 206 reports
Property crime rate
—
per 100K residents · 326 reports
Homicide
2
Robbery
5
Burglary
91
Vehicle theft
58
County-level data for Lyon (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−192 people
−150 households • −$2.5M net AGI flow
Moved in
1,352households
2,473 people • $86.2M AGI
Moved out
1,502households
2,665 people • $88.7M AGI
Where new residents came from
- Washoe County, NV — 149 households
- Lyon County, NV — 109 households
- Virginia Beach city, VA — 34 households
- San Diego County, CA — 28 households
- Clark County, NV — 25 households
Where departing residents went
- Washoe County, NV — 147 households
- Lyon County, NV — 89 households
- San Diego County, CA — 37 households
Incoming households reported an average AGI of $63,783 versus departing households' $59,059.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Nevada
State-level rules that apply to every resident of ZIP 89408. Numbers reflect the most recent published year per source.
Tax rates
Income tax
None
No state income tax
Sales tax (combined)
8.24%
State 6.85% · avg local 1.39%
Property tax (effective)
0.42%
Median $1,781/year
Tax burden rank
17 of 50
9.40% of personal income
For ZIP 89408: A household at this ZIP's median AGI of $70,155 keeps approximately $3,227 more annually than residents of the typical income-tax state. Applied to this ZIP's typical home value of $395,996, that works out to roughly $1,653/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 89408
Other ZIPs in Fernley
Nearby ZIPs by distance
89442 (Wadsworth, 18.1 mi) · 89429 (Silver Springs, 25.8 mi) · 89437 (27.3 mi) · 89434 (Sparks, 30 mi) · 89441 (Spanish Springs, 36.2 mi) · 89436 (Sparks, 37.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
35.0%
2.0pp above the 33.0% national rate.
High Blood Pressure
34.4%
2.4pp above the 32.0% national rate.
Depression
22.5%
Tracks close to the 22.0% national rate.
Annual Checkup
71.9%
4.1pp below the 76.0% national rate.
Health Insurance
11.6%
Tracks close to the 13.0% national rate.
Diabetes
10.9%
Tracks close to the 11.0% national rate.
Schools in this ZIP
7 schools serve this ZIP, including 7 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Fernley High School | Public | 9–12 | 1,209 |
| Silverland Middle School | Public | 7–8 | 672 |
| Fernley Intermediate School | Public | 5–8 | 620 |
| Cottonwood Elementary School | Public | -1–4 | 583 |
| East Valley Elementary School | Public | -1–4 | 516 |
Showing top 5 by enrollment. 2 more schools serve this ZIP.
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
1
Median in-state tuition
—
Median earnings (10 yr)
$32,493
- Certificate
Milan Institute-Sparks
Sparks, NV · 89431
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 61.9%
- Median earnings (10 yr)
- $32,493
- Median student debt
- $8,124
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Fernley, NV (ZIP 89408) sits in Churchill County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: Annual Checkup comes in above the national average at 71.9%. NCES lists 7 schools serving the area, 7 non-charter. 1 college or university serves the area. IRS data shows average household income (AGI) of $70,155, well above the ~$45K national average per return. FEMA has issued 15 federal disaster declarations affecting this ZIP since 1965. Annual precipitation averages just 4.8" per NOAA's 1991–2020 Normals — an arid-climate ZCTA where landscaping and water-budget choices matter more than national averages suggest. County Health Rankings reports 10,826 years of potential life lost per 100,000 (2025) — well above the national county median. Nevada has no state income tax, saving the local median household (AGI $70,155) approximately $3,227/year vs the US average effective state tax rate. New residents arriving here predominantly come from Washoe County, NV (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $84,104, fair market rent of $1,490 for a two-bedroom, and a typical home value of $395,996, up 0.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits near the national rate at 22.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 89408
What is the obesity rate in ZIP 89408?
35.0%, which is 2.0 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 89408?
22.5%, which is 0.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 89408?
34.4%, which is 2.4 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 89408?
7 schools serve this ZIP, including 7 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 89408 have charter schools?
No charter schools are listed in ZIP 89408 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 89408?
Yes, 1 high school serves this ZIP: Fernley High School. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 89408?
23,611 people live in ZIP 89408, with a median age of 35.7 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 89408?
$84,104 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 89408 mostly renters or homeowners?
In ZIP 89408, 72.2% of occupied housing units are owner-occupied and 27.8% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 89408?
In ZIP 89408, 4.6% of workers work from home. Public transit is used by 2.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 89408?
9.7% of the population in ZIP 89408 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 89408 have broadband internet?
88.6% of households in ZIP 89408 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 89408?
The typical home value in ZIP 89408 is $395,996, up 0.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 89408?
Home values are up 0.7% over the past year and up 22.4% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 89408?
The average Adjusted Gross Income reported on tax returns from ZIP 89408 (Fernley, NV) is $70,155 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 89408?
Tax returns from ZIP 89408 report an average of $146 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 89408 earn over $200,000?
2.8% of tax returns from ZIP 89408 (Fernley, NV) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 89408?
As of 2022, 314 business establishments operated in ZIP 89408 employing 4,654 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 89408?
The average annual pay across all local establishments in ZIP 89408 is $48,321, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 89408 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 89408 ranks in the 39th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 89408?
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 89408, ranking in the 48th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 89408 experienced?
FEMA has recorded 15 federal disaster declarations affecting ZIP 89408 between 1965–2023 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 89408?
Severe Storm is the most common federally declared disaster type affecting ZIP 89408, accounting for 5 of 15 declarations (33%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 89408?
The most recent FEMA disaster declaration affecting ZIP 89408 was "SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES" — a flood declared in 2023 (DR-4708) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 89408?
1 college or university is listed near ZIP 89408 by the U.S. Department of Education College Scorecard, including Milan Institute-Sparks (retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 89408?
Graduates of nearby colleges earn a median of $32,493 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 89408?
ZIP 89408 has an average annual temperature of 52.1°F and 4.8" of annual precipitation based on the FALLON EXP STN, NV US weather station 19.0 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 89408 have public transit?
Yes — ZIP 89408 is part of the Carson City, NV urbanized area, primarily served by Carson Area Metropolitan Planning Organization (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 89408?
Nevada has no state income tax. For a household earning the local median AGI of $70,155, this saves approximately $3,227 per year compared to the national average effective state tax rate. The combined state and local sales tax rate is 8.24% (Tax Foundation 2025).
Does Nevada have paid family leave?
Nevada has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 89408?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (7 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (1 institution), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (15 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (15 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 89408
Other ZIPs in Fernley
Nearby ZIPs by distance
89442 (Wadsworth, 18.1 mi) · 89429 (Silver Springs, 25.8 mi) · 89437 (27.3 mi) · 89434 (Sparks, 30 mi) · 89441 (Spanish Springs, 36.2 mi) · 89436 (Sparks, 37.3 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 89408?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
39th percentile
Moderate Vulnerability
Based on 9 census tracts, population 27,864
Vulnerability Themes
Households Without Vehicle
237
Limited English Speakers
244
Persons with Disability
3,619
Without HS Diploma
1,862
Without Health Insurance
2,549
Adults Age 65+
4,316
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.