Population & age
- Total population
- 12,630
- Median age
- 59.0
Carmel-By-The-Sea, CA (93923)
Monterey County · Salinas, CA · Population 12,630
Fresh.Data current as of Apr 24, 2026
Carmel-By-The-Sea, CA (ZIP 93923) sits in Monterey County within the Salinas metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Health Insurance comes in below the national average at 3.5%. NCES lists 4 schools serving the area, 4 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $1,404. IRS data shows average household income (AGI) of $264,938, well above the ~$45K national average per return. BLS LAUS records a 7.3% county unemployment rate (2024) — about 3.3 points above the US average and a labor-market distress signal. FEMA has issued 33 federal disaster declarations affecting this ZIP since 1967 — a high-frequency exposure profile. 23% of adults self-report fair or poor health (County Health Rankings, 2025) — above the national county median. California levies a graduated state income tax (top rate 13.30%); a household at the local median AGI of $264,938 would pay roughly $21,142/year before deductions. IRS migration data (2022-2023) shows a net loss of 5,890 residents (3,021 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $120,972, fair market rent of $3,040 for a two-bedroom, and a typical home value of $2,304,231, up 0.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
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Demographics
Race & ethnicity
- White
- 81.6%
- Black
- 0.6%
- Asian
- 6.1%
- Hispanic / Latino
- 9.8%
- Other / multi-racial
- 11.0%
Income & housing
- Median household income
- $120,972
- Median home value
- $1,444,200
Education
- Bachelor's degree or higher (age 25+)
- 56.7%
Employment
- Unemployment rate
- 4.3%
Housing
- Owner-occupied
- 4,182(77.4%)
- Renter-occupied
- 1,219(22.6%)
- Vacant units
- 1,612
- Built (median)
- 1968
Commute
- Public transit
- 0(0.0%)
- Work from home
- 1,026(19.8%)
- Avg commute
- 15.3 min
Economic wellbeing
- Below poverty line
- 919(7.3%)
- Uninsured
- 57(0.5%)
Digital access
- Broadband access
- 5,006(92.7%)
- No broadband
- 395(7.3%)
Language & nativity
- Foreign-born
- 1,640(13.0%)
- Non-English at home
- 1,851(15.1%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$2,460
/month
1 Bed
$2,560
/month
2 Bed
$3,040
/month
3 Bed
$4,100
/month
4 Bed
$4,460
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$2,304,231
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+0.7%
vs. March 2025
5-year change
+35.7%
vs. March 2021
Metro area
Salinas, CA
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
677
Across 528 permitted buildings. Total construction value: $163.4M.
Single-family
512
76% of total units
Multifamily (2+ unit)
165
24% of total units
Single-family value
$128.9M
construction value
Multifamily value
$34.5M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
5,310
Average AGI
$264,938
Avg property tax
$5,579
EITC participation
3.4%
Income distribution
- $1 – $25,00018.3% · 970
- $25,000 – $50,00010.7% · 570
- $50,000 – $75,0009.8% · 520
- $75,000 – $100,0008.9% · 470
- $100,000 – $200,00021.5% · 1,140
- $200,000 or more30.9% · 1,640
Avg mortgage interest
$4,440
Avg charitable contribution
$7,555
Avg capital gains
$56,688
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $1406.8M across all reported brackets.
Business & employment
Business establishments
568
Total employment
4,810
Annual payroll
$288.1M
Average annual pay
$59,897
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$61,375
Average weekly wage
$1,180
Total employment
200,244
Total establishments
15,844
That is roughly 6% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
7.3%
That is 3.3 percentage points above the US national unemployment rate of about 4.0%.
Labor force
221,200
Employed
205,119
Unemployed
16,081
Based on Monterey County, CA data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
7
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$1.2B
across all branches in this ZIP
Distinct institutions
6
different banks operating here
Top banks by deposits in this ZIP
- 1.Wells Fargo Bank, National Association$398.0M · 1 branch
- 2.JPMorgan Chase Bank, National Association$342.9M · 2 branches
- 3.Bank of America, National Association$230.2M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Seaside--Monterey--Pacific Grove, CA
Reporting agencies
1
Largest: Monterey-Salinas Transit
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
19
Strong EV charging coverage
A robust public-charging footprint, including multiple networks. EV ownership is straightforward even without a home charger.
Level 2 ports
45
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
- Blink Network
- ChargePoint Network
- Tesla Destination
Other
1
Biodiesel, E85, LNG, RD
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Federal Disaster Declarations
Federally Declared Disasters
33
Date Range
1967–2024
Most Recent Declaration
SEVERE WINTER STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Severe Storm — declared April 13, 2024 (DR-4769)
Incident period: January 31, 2024 – February 9, 2024
Top Incident Types
- Severe Storm8 (24%)
- Flood8 (24%)
- Fire7 (21%)
- Freezing3 (9%)
- Biological2 (6%)
- Other5 (15%)
Individual Assistance
14
Direct help to disaster survivors
Households Program
4
Housing & temporary lodging support
Public Assistance
30
Repair of public facilities & roads
Hazard Mitigation
14
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
57.4°F
46° – 68.8°
Annual precipitation
44.5"
Diurnal range
22.8°F
Day-night swing
Heating · cooling days
2,967.3 · 211.6
Annual base 65°F
Nearest station: BIG SUR STN, CA US, 11 miles from the centroid of Carmel-By-The-Sea, CA (ZIP 93923)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Air quality
Median daily AQI
39
GoodGood 292dModerate 74d
Peak AQI (2024)
71
Moderate
Primary pollutant
Ozone
185 days as main pollutant
Days measured
366
Based on Monterey County data (2024).
Source: U.S. Environmental Protection Agency, Air Quality System (epa.gov). Public domain. Only counties with EPA AQS monitoring stations appear here (~30% of US counties); rural ZIPs whose primary county has no monitor will not show this section.
Community health profile
Years of potential life lost (per 100K)
6,114
That is roughly 2,086 years per 100,000 below the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
23%
of adults self-report
Poor physical health days
4.9
avg per adult per month
Poor mental health days
5.8
avg per adult per month
Uninsured
11.6%
of residents under 65
Primary care MDs
65
per 100,000 residents
Preventable hospital stays
2,379
per 100K Medicare enrollees
Food environment (0-10)
8.1
10 = best access & security
Exercise access
89%
residents near a facility
Flu vaccinated
46%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 6.5% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Monterey data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Moderate food access challenges
16.6% of Monterey County, CA residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.28
per 1,000 residents
Supercenters & clubs
0.02
per 1,000 residents
SNAP-authorized stores
0.67
accepting food benefits
Fast-food restaurants
0.67
per 1,000 residents
Among low-income residents, 5.1% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Monterey County, CA for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 394 reports
Property crime rate
—
per 100K residents · 712 reports
Homicide
2
Robbery
53
Burglary
173
Vehicle theft
36
County-level data for Monterey (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▼−5,890 people
−3,021 households • −$81.9M net AGI flow
Moved in
8,850households
15,085 people • $861.9M AGI
Moved out
11,871households
20,975 people • $943.8M AGI
Where new residents came from
- Santa Cruz County, CA — 721 households
- Santa Clara County, CA — 577 households
- Los Angeles County, CA — 299 households
- San Diego County, CA — 226 households
- Sacramento County, CA — 178 households
Where departing residents went
- Santa Clara County, CA — 606 households
- Santa Cruz County, CA — 545 households
- Los Angeles County, CA — 346 households
- San Diego County, CA — 310 households
- Sacramento County, CA — 259 households
Incoming households reported an average AGI of $97,391 versus departing households' $79,502.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in California
State-level rules that apply to every resident of ZIP 93923. Numbers reflect the most recent published year per source.
Tax rates
Income tax
13.30%
graduated · 9 brackets
Sales tax (combined)
8.99%
State 7.25% · avg local 1.74%
Property tax (effective)
0.75%
Median $2,865/year
Tax burden rank
46 of 50
12.20% of personal income
For ZIP 93923: At this ZIP's median AGI of $264,938, the estimated state income tax (before deductions) runs about $21,142 per year. Applied to this ZIP's typical home value of $2,304,231, that works out to roughly $17,372/year in property tax.
Paid family leave
Program
Paid Family Leave
Mandatory (state-run insurance)
Max weeks/year
52
Parental
8wk
Max weekly benefit
$1,765
Replacement: 90% AWW $723-16280; 70% >$20931
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 93923
Other ZIPs in Carmel-By-The-Sea
Nearby ZIPs by distance
93924 (Carmel Valley Village, 8.8 mi) · 93940 (Monterey, 10.8 mi) · 93921 (Carmel-By-The-Sea, 12.4 mi) · 93943 (Monterey, 13.9 mi) · 93955 (Seaside, 14.4 mi) · 93953 (Del Monte Forest, 15 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
24.1%
8.9pp below the 33.0% national rate.
High Blood Pressure
40.6%
8.6pp above the 32.0% national rate.
Depression
18.1%
3.9pp below the 22.0% national rate.
Annual Checkup
82.6%
6.6pp above the 76.0% national rate.
Health Insurance
3.5%
9.5pp below the 13.0% national rate.
Diabetes
11.5%
Tracks close to the 11.0% national rate.
Schools in this ZIP
4 schools serve this ZIP, including 4 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Carmel High | Public | 9–12 | 862 |
| Carmel River Elementary | Public | 0–5 | 402 |
| Carmel Child Development Center | Public | 0–0 | 24 |
| Carmel Valley High | Alternative | 9–12 | 19 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges & universities nearby
Colleges in this area
9
Median in-state tuition
$1,404
Median earnings (10 yr)
$42,176
- 2-Year
Hartnell College
Salinas, CA · 93901
- In-state tuition
- $1,404
- Out-of-state tuition
- $10,374
- Acceptance rate
- —
- Graduation rate
- 34.8%
- Median earnings (10 yr)
- $44,316
- Median student debt
- —
- 4-Year
California State University-Monterey Bay
Seaside, CA · 93955
- In-state tuition
- $7,779
- Out-of-state tuition
- $20,379
- Acceptance rate
- 97.4%
- Graduation rate
- 61.1%
- Median earnings (10 yr)
- $59,247
- Median student debt
- $12,750
- 2-Year
Monterey Peninsula College
Monterey, CA · 93940
- In-state tuition
- $1,188
- Out-of-state tuition
- $10,572
- Acceptance rate
- —
- Graduation rate
- 34.5%
- Median earnings (10 yr)
- $42,176
- Median student debt
- —
- 2-Year
Central Coast College
Salinas, CA · 93906
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 74.9%
- Median earnings (10 yr)
- $40,823
- Median student debt
- $7,476
- Certificate
CET-Salinas
Salinas, CA · 93906
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 70.6%
- Median earnings (10 yr)
- $32,986
- Median student debt
- $7,041
- Certificate
CET-Soledad
Soledad, CA · 93960
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 82.0%
- Median earnings (10 yr)
- $32,986
- Median student debt
- $7,041
- Certificate
Waynes College of Beauty
Salinas, CA · 93906
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 83.3%
- Median earnings (10 yr)
- —
- Median student debt
- $6,333
- 4-Year
Middlebury Institute of International Studies at Monterey
Monterey, CA · 93940
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- $76,310
- Median student debt
- $13,857
- 4-Year
Naval Postgraduate School
Monterey, CA · 93943
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- —
- Median earnings (10 yr)
- —
- Median student debt
- —
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Carmel-By-The-Sea, CA (ZIP 93923) sits in Monterey County within the Salinas metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: Health Insurance comes in below the national average at 3.5%. NCES lists 4 schools serving the area, 4 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $1,404. IRS data shows average household income (AGI) of $264,938, well above the ~$45K national average per return. BLS LAUS records a 7.3% county unemployment rate (2024) — about 3.3 points above the US average and a labor-market distress signal. FEMA has issued 33 federal disaster declarations affecting this ZIP since 1967 — a high-frequency exposure profile. 23% of adults self-report fair or poor health (County Health Rankings, 2025) — above the national county median. California levies a graduated state income tax (top rate 13.30%); a household at the local median AGI of $264,938 would pay roughly $21,142/year before deductions. IRS migration data (2022-2023) shows a net loss of 5,890 residents (3,021 households) — the ZIP's primary county is shrinking. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $120,972, fair market rent of $3,040 for a two-bedroom, and a typical home value of $2,304,231, up 0.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
- Fair market rent for a two-bedroom ($3,040/month, HUD SAFMR) represents 30% of median household income ($120,972, Census ACS) — above the 30% affordability threshold commonly used by housing experts.
- A median household income of $120,972 (Census ACS) aligns with a 24.1% obesity rate (CDC PLACES), below the ~33% national figure — a pattern that correlates with higher-income areas.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 18.1%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 93923
What is the obesity rate in ZIP 93923?
24.1%, which is 8.9 percentage points below the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 93923?
18.1%, which is 3.9 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 93923?
40.6%, which is 8.6 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 93923?
4 schools serve this ZIP, including 4 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 93923 have charter schools?
No charter schools are listed in ZIP 93923 by NCES CCD (retrieved Apr 26, 2026).
Are there high schools in ZIP 93923?
Yes, 2 high schools serve this ZIP: Carmel High, Carmel Valley High. (NCES CCD, retrieved Apr 26, 2026).
What is the population of ZIP 93923?
12,630 people live in ZIP 93923, with a median age of 59.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 93923?
$120,972 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 93923 mostly renters or homeowners?
In ZIP 93923, 77.4% of occupied housing units are owner-occupied and 22.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 93923?
In ZIP 93923, 19.8% of workers work from home. Public transit is used by 0.0% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 93923?
7.3% of the population in ZIP 93923 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 93923 have broadband internet?
92.7% of households in ZIP 93923 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 93923?
The typical home value in ZIP 93923 is $2,304,231, up 0.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 93923?
Home values are up 0.7% over the past year and up 35.7% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 93923?
The average Adjusted Gross Income reported on tax returns from ZIP 93923 (Carmel-By-The-Sea, CA) is $264,938 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 93923?
Tax returns from ZIP 93923 report an average of $5,579 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 93923 earn over $200,000?
30.9% of tax returns from ZIP 93923 (Carmel-By-The-Sea, CA) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 93923?
As of 2022, 568 business establishments operated in ZIP 93923 employing 4,810 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 93923?
The average annual pay across all local establishments in ZIP 93923 is $59,897, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 93923 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 93923 ranks in the 35th percentile nationally for social vulnerability — a moderate vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 93923?
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 93923, ranking in the 50th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 93923 experienced?
FEMA has recorded 33 federal disaster declarations affecting ZIP 93923 between 1967–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 93923?
Severe Storm is the most common federally declared disaster type affecting ZIP 93923, accounting for 8 of 33 declarations (24%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 93923?
The most recent FEMA disaster declaration affecting ZIP 93923 was "SEVERE WINTER STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES" — a severe storm declared in 2024 (DR-4769) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 93923?
9 colleges and universities are listed near ZIP 93923 by the U.S. Department of Education College Scorecard, including Hartnell College, California State University-Monterey Bay, and Monterey Peninsula College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 93923?
Median in-state tuition across 9 nearby institutions is $1,404 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 93923?
Graduates of nearby colleges earn a median of $42,176 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 93923?
ZIP 93923 has an average annual temperature of 57.4°F and 44.5" of annual precipitation based on the BIG SUR STN, CA US weather station 11.0 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 93923 have public transit?
Yes — ZIP 93923 is part of the Seaside--Monterey--Pacific Grove, CA urbanized area, primarily served by Monterey-Salinas Transit (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 93923?
California has a graduated income tax with a top rate of 13.30%. Households at the local median AGI of $264,938 would pay roughly $21,142 in state income tax annually (estimated, before deductions). Combined sales tax: 8.99% (Tax Foundation 2025).
Does California have paid family leave?
California runs an active paid family leave program (Paid Family Leave) offering up to 52 weeks of paid leave per year, with a maximum weekly benefit of $1,765 (Bipartisan Policy Center 2026).
What data is available for ZIP 93923?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (4 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (9 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (33 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (33 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 93923
Other ZIPs in Carmel-By-The-Sea
Nearby ZIPs by distance
93924 (Carmel Valley Village, 8.8 mi) · 93940 (Monterey, 10.8 mi) · 93921 (Carmel-By-The-Sea, 12.4 mi) · 93943 (Monterey, 13.9 mi) · 93955 (Seaside, 14.4 mi) · 93953 (Del Monte Forest, 15 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
35th percentile
Moderate Vulnerability
Based on 10 census tracts, population 13,635
Vulnerability Themes
Households Without Vehicle
310
Limited English Speakers
390
Persons with Disability
1,524
Without HS Diploma
528
Without Health Insurance
352
Adults Age 65+
5,061
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.