Population & age
- Total population
- 27,795
- Median age
- 51.4
Hernando County · Tampa-St. Petersburg-Clearwater, FL · Population 27,795
Spring Hill, FL (ZIP 34606) sits in Hernando County within the Tampa-St. Petersburg-Clearwater metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 42.8%. NCES lists 3 schools serving the area, 3 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $15,598. 20% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $34,755 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $50,502 per worker, roughly 23% below the US average. FEMA has issued 40 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. County Health Rankings reports 11,322 years of potential life lost per 100,000 (2025) — well above the national county median. 34.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net gain of 5,410 residents (2,517 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $52,274, fair market rent of $1,610 for a two-bedroom, and a typical home value of $274,284, down 3.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,300
/month
1 Bed
$1,380
/month
2 Bed
$1,610
/month
3 Bed
$2,060
/month
4 Bed
$2,510
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$274,284
Zillow Home Value Index (ZHVI) · as of March 2026
-3.7%
vs. March 2025
+42.1%
vs. March 2021
Tampa-St. Petersburg-Clearwater, FL
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
2,505
Across 2,201 permitted buildings. Total construction value: $672.2M.
Single-family
2,187
87% of total units
Multifamily (2+ unit)
318
13% of total units
Single-family value
$640.8M
construction value
Multifamily value
$31.4M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
13,750
Average AGI
$53,213
Avg property tax
$95
EITC participation
20.4%
Income distribution
Avg mortgage interest
$135
Avg charitable contribution
$194
Avg capital gains
$2,249
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $731.7M across all reported brackets.
Business establishments
625
Total employment
7,560
Annual payroll
$262.8M
Average annual pay
$34,755
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$50,502
Average weekly wage
$971
Total employment
50,853
Total establishments
4,658
That is roughly 23% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.0%
That tracks the US national unemployment rate of about 4.0%.
Labor force
91,009
Employed
87,352
Unemployed
3,657
Based on Hernando County, FL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
9
Typical banking access
A standard suburban / mid-density branch count for this area.
Total deposits
$945.5M
across all branches in this ZIP
Distinct institutions
6
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Federally funded health-center sites
2
Multiple health-center sites
A handful of federally funded community health centers serve residents — typical of mid-density suburban and small-urban areas.
FQHC sites
2
federally qualified
Look-Alike sites
0
FQHC equivalents
Avg hours / week
45.3
across sites in this ZIP
Sites in this ZIP
Federally Qualified Health Centers (FQHCs) and Look-Alike sites provide primary care on a sliding-fee scale, regardless of ability to pay. Active sites only; data refreshed 2026.
Source: HRSA Bureau of Primary Health Care (data.hrsa.gov). Per-ZIP counts of active service-delivery sites operated by Health Center Program grantees and Look-Alike organizations.
Overall SVI
53rd percentile
High Vulnerability
Based on 12 census tracts, population 27,380
Vulnerability Themes
Households Without Vehicle
496
Limited English Speakers
255
Persons with Disability
5,863
Without HS Diploma
1,989
Without Health Insurance
4,002
Adults Age 65+
9,091
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.
Federally Declared Disasters
40
Date Range
1968–2024
Most Recent Declaration
HURRICANE MILTON
Hurricane — declared October 11, 2024 (DR-4834)
Incident period: October 5, 2024 – November 2, 2024
Top Incident Types
Individual Assistance
11
Direct help to disaster survivors
Households Program
9
Housing & temporary lodging support
Public Assistance
35
Repair of public facilities & roads
Hazard Mitigation
13
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Years of potential life lost (per 100K)
11,322
That is roughly 3,122 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
19%
of adults self-report
Poor physical health days
4.6
avg per adult per month
Poor mental health days
6.0
avg per adult per month
Uninsured
14.1%
of residents under 65
Primary care MDs
56
per 100,000 residents
Preventable hospital stays
3,809
per 100K Medicare enrollees
Food environment (0-10)
7.1
10 = best access & security
Exercise access
80%
residents near a facility
Flu vaccinated
39%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Hernando data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Significant food access concerns
34.4% of Hernando County, FL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.14
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.72
accepting food benefits
Fast-food restaurants
0.52
per 1,000 residents
Among low-income residents, 12.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Hernando County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Net migration (2022-2023)
▲+5,410 people
+2,517 households • +$266.1M net AGI flow
Moved in
10,967households
20,067 people • $692.7M AGI
Moved out
8,450households
14,657 people • $426.6M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $63,160 versus departing households' $50,484.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
36.4%
3.4pp above the 33.0% national rate.
42.8%
10.8pp above the 32.0% national rate.
19.7%
2.3pp below the 22.0% national rate.
80.7%
4.7pp above the 76.0% national rate.
16.3%
3.3pp above the 13.0% national rate.
16.9%
5.9pp above the 11.0% national rate.
3 schools serve this ZIP, including 3 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| DELTONA ELEMENTARY SCHOOL | Public | -1–5 | 719 |
| FOX CHAPEL MIDDLE SCHOOL | Public | 6–8 | 710 |
| WESTSIDE ELEMENTARY SCHOOL | Public | -1–5 | 528 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges in this area
9
Median in-state tuition
$15,598
Median earnings (10 yr)
$34,577
Spring Hill, FL · 34606
New Port Richey, FL · 34654
New Port Richey, FL · 34652
New Port Richey, FL · 34653
Brooksville, FL · 34604
Trinity, FL · 34655
New Port Richey, FL · 34652
Brooksville, FL · 34601
Brooksville, FL · 34613
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Spring Hill, FL (ZIP 34606) sits in Hernando County within the Tampa-St. Petersburg-Clearwater metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 42.8%. NCES lists 3 schools serving the area, 3 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $15,598. 20% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $34,755 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $50,502 per worker, roughly 23% below the US average. FEMA has issued 40 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. County Health Rankings reports 11,322 years of potential life lost per 100,000 (2025) — well above the national county median. 34.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net gain of 5,410 residents (2,517 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $52,274, fair market rent of $1,610 for a two-bedroom, and a typical home value of $274,284, down 3.7% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 19.7%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
36.4%, which is 3.4 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
19.7%, which is 2.3 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
42.8%, which is 10.8 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
3 schools serve this ZIP, including 3 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 34606 by NCES CCD (retrieved Apr 26, 2026).
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 26, 2026).
27,795 people live in ZIP 34606, with a median age of 51.4 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$52,274 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 34606, 76.4% of occupied housing units are owner-occupied and 23.6% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 34606, 10.7% of workers work from home. Public transit is used by 0.6% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
15.9% of the population in ZIP 34606 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
91.2% of households in ZIP 34606 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 34606 is $274,284, down 3.7% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 3.7% over the past year and up 42.1% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 34606 (Spring Hill, FL) is $53,213 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 34606 report an average of $95 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
2.0% of tax returns from ZIP 34606 (Spring Hill, FL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 625 business establishments operated in ZIP 34606 employing 7,560 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 34606 is $34,755, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 34606 ranks in the 53th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Socioeconomic Status is the highest-scoring CDC SVI theme for ZIP 34606, ranking in the 67th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 40 federal disaster declarations affecting ZIP 34606 between 1968–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 34606, accounting for 20 of 40 declarations (50%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 34606 was "HURRICANE MILTON" — a hurricane declared in 2024 (DR-4834) (FEMA OpenFEMA, retrieved May 3, 2026).
9 colleges and universities are listed near ZIP 34606 by the U.S. Department of Education College Scorecard, including Ata Career Education, Pasco-Hernando State College, and Bene'S Career Academy (retrieved May 2, 2026).
Median in-state tuition across 9 nearby institutions is $15,598 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $34,577 ten years after entry (College Scorecard, retrieved May 2, 2026).
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (3 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (9 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (40 on record). Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (40 on record).
Nearby ZIPs: more ZIP code profiles launching Q3 2026.
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.