Population & age
- Total population
- 36,398
- Median age
- 42.9
Hernando County · Tampa-St. Petersburg-Clearwater, FL · Population 36,398
Spring Hill, FL (ZIP 34608) sits in Hernando County within the Tampa-St. Petersburg-Clearwater metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 38.2%. NCES lists 3 schools serving the area, 3 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $15,598. 21% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $34,313 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $50,502 per worker, roughly 23% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 40 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. County Health Rankings reports 11,322 years of potential life lost per 100,000 (2025) — well above the national county median. 34.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net gain of 5,410 residents (2,517 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $58,194, fair market rent of $1,680 for a two-bedroom, and a typical home value of $293,384, down 2.9% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Studio
$1,350
/month
1 Bed
$1,440
/month
2 Bed
$1,680
/month
3 Bed
$2,150
/month
4 Bed
$2,610
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
$293,384
Zillow Home Value Index (ZHVI) · as of March 2026
-2.9%
vs. March 2025
+42.3%
vs. March 2021
Tampa-St. Petersburg-Clearwater, FL
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing units permitted
2,505
Across 2,201 permitted buildings. Total construction value: $672.2M.
Single-family
2,187
87% of total units
Multifamily (2+ unit)
318
13% of total units
Single-family value
$640.8M
construction value
Multifamily value
$31.4M
construction value
Based on county-level data (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Tax returns filed
16,170
Average AGI
$50,669
Avg property tax
$86
EITC participation
21.1%
Income distribution
Avg mortgage interest
$169
Avg charitable contribution
$135
Avg capital gains
$1,208
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $819.3M across all reported brackets.
Business establishments
351
Total employment
2,051
Annual payroll
$70.4M
Average annual pay
$34,313
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Average annual pay
$50,502
Average weekly wage
$971
Total employment
50,853
Total establishments
4,658
That is roughly 23% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment rate
4.0%
That tracks the US national unemployment rate of about 4.0%.
Labor force
91,009
Employed
87,352
Unemployed
3,657
Based on Hernando County, FL data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$180.9M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public EV charging stations
1
Limited EV charging
A small number of public charging stations — viable for EV ownership with home charging, but minimal redundancy.
Level 2 ports
12
AC charging — workplace, retail, home
DC Fast ports
0
Highway-class fast charging
Charging networks
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 branch
Avg hours / week
38.1
across outlets in this ZIP
Avg square feet
10,055
per outlet
Outlets in this ZIP
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Overall SVI
64th percentile
High Vulnerability
Based on 9 census tracts, population 36,389
Vulnerability Themes
Households Without Vehicle
788
Limited English Speakers
829
Persons with Disability
6,341
Without HS Diploma
3,105
Without Health Insurance
4,074
Adults Age 65+
8,476
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.
Federally Declared Disasters
40
Date Range
1968–2024
Most Recent Declaration
HURRICANE MILTON
Hurricane — declared October 11, 2024 (DR-4834)
Incident period: October 5, 2024 – November 2, 2024
Top Incident Types
Individual Assistance
11
Direct help to disaster survivors
Households Program
9
Housing & temporary lodging support
Public Assistance
35
Repair of public facilities & roads
Hazard Mitigation
13
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Years of potential life lost (per 100K)
11,322
That is roughly 3,122 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
19%
of adults self-report
Poor physical health days
4.6
avg per adult per month
Poor mental health days
6.0
avg per adult per month
Uninsured
14.1%
of residents under 65
Primary care MDs
56
per 100,000 residents
Preventable hospital stays
3,809
per 100K Medicare enrollees
Food environment (0-10)
7.1
10 = best access & security
Exercise access
80%
residents near a facility
Flu vaccinated
39%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 8.7% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Hernando data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access status
Significant food access concerns
34.4% of Hernando County, FL residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.14
per 1,000 residents
Supercenters & clubs
0.03
per 1,000 residents
SNAP-authorized stores
0.72
accepting food benefits
Fast-food restaurants
0.52
per 1,000 residents
Among low-income residents, 12.3% are low-access — those without a supermarket within 1 mile (urban) or 10 miles (rural).
Per-1,000 figures show how many of each store type exist in Hernando County, FL for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Net migration (2022-2023)
▲+5,410 people
+2,517 households • +$266.1M net AGI flow
Moved in
10,967households
20,067 people • $692.7M AGI
Moved out
8,450households
14,657 people • $426.6M AGI
Where new residents came from
Where departing residents went
Incoming households reported an average AGI of $63,160 versus departing households' $50,484.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
36.5%
3.5pp above the 33.0% national rate.
38.2%
6.2pp above the 32.0% national rate.
20.0%
2.0pp below the 22.0% national rate.
78.7%
2.7pp above the 76.0% national rate.
15.0%
2.0pp above the 13.0% national rate.
15.1%
4.1pp above the 11.0% national rate.
3 schools serve this ZIP, including 3 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| EXPLORER K-8 | Public | -1–8 | 1,524 |
| GULF COAST ACADEMY OF SCIENCE AND TECHNOLOGY | Public | 6–8 | 232 |
| GULF COAST ELEMENTARY SCHOOL | Public | 0–5 | 114 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 26, 2026Colleges in this area
9
Median in-state tuition
$15,598
Median earnings (10 yr)
$34,577
New Port Richey, FL · 34654
New Port Richey, FL · 34652
New Port Richey, FL · 34653
Spring Hill, FL · 34606
Brooksville, FL · 34604
Trinity, FL · 34655
New Port Richey, FL · 34652
Brooksville, FL · 34601
Brooksville, FL · 34613
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
Spring Hill, FL (ZIP 34608) sits in Hernando County within the Tampa-St. Petersburg-Clearwater metro area. The page draws on 2 federal data feeds retrieved Apr 26. Top health signal: High Blood Pressure comes in above the national average at 38.2%. NCES lists 3 schools serving the area, 3 non-charter. 9 colleges and universities serve the area, with median in-state tuition of $15,598. 21% of returns claim the Earned Income Tax Credit (IRS), a higher share than most ZIPs. Local establishments report average pay of $34,313 per worker (Census ZBP) — below the US average. BLS QCEW reports average annual pay of $50,502 per worker, roughly 23% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 40 federal disaster declarations affecting this ZIP since 1968 — a high-frequency exposure profile. County Health Rankings reports 11,322 years of potential life lost per 100,000 (2025) — well above the national county median. 34.4% of residents in this county are flagged low-access by USDA's 2025 Food Environment Atlas — a notable supermarket-access gap. IRS migration data (2022-2023) shows a net gain of 5,410 residents (2,517 households) — the ZIP's primary county is growing. Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $58,194, fair market rent of $1,680 for a two-bedroom, and a typical home value of $293,384, down 2.9% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits lower the national rate at 20.0%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
36.5%, which is 3.5 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
20.0%, which is 2.0 percentage points below the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
38.2%, which is 6.2 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
3 schools serve this ZIP, including 3 public schools (NCES CCD, retrieved Apr 26, 2026). No charter schools are listed in this ZIP by NCES CCD.
No charter schools are listed in ZIP 34608 by NCES CCD (retrieved Apr 26, 2026).
No high schools are listed in this ZIP by NCES CCD (retrieved Apr 26, 2026).
36,398 people live in ZIP 34608, with a median age of 42.9 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
$58,194 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 34608, 76.7% of occupied housing units are owner-occupied and 23.3% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
In ZIP 34608, 8.0% of workers work from home. Public transit is used by 0.9% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
11.6% of the population in ZIP 34608 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
93.0% of households in ZIP 34608 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
The typical home value in ZIP 34608 is $293,384, down 2.9% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Home values are down 2.9% over the past year and up 42.3% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
The average Adjusted Gross Income reported on tax returns from ZIP 34608 (Spring Hill, FL) is $50,669 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
Tax returns from ZIP 34608 report an average of $86 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
1.4% of tax returns from ZIP 34608 (Spring Hill, FL) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
As of 2022, 351 business establishments operated in ZIP 34608 employing 2,051 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
The average annual pay across all local establishments in ZIP 34608 is $34,313, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
According to the CDC Social Vulnerability Index (2022), ZIP 34608 ranks in the 64th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
Household Characteristics is the highest-scoring CDC SVI theme for ZIP 34608, ranking in the 71th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
FEMA has recorded 40 federal disaster declarations affecting ZIP 34608 between 1968–2024 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
Hurricane is the most common federally declared disaster type affecting ZIP 34608, accounting for 20 of 40 declarations (50%, FEMA OpenFEMA, retrieved May 3, 2026).
The most recent FEMA disaster declaration affecting ZIP 34608 was "HURRICANE MILTON" — a hurricane declared in 2024 (DR-4834) (FEMA OpenFEMA, retrieved May 3, 2026).
9 colleges and universities are listed near ZIP 34608 by the U.S. Department of Education College Scorecard, including Pasco-Hernando State College, Bene'S Career Academy, and Fred K Marchman Technical College (retrieved May 2, 2026).
Median in-state tuition across 9 nearby institutions is $15,598 (College Scorecard, retrieved May 2, 2026).
Graduates of nearby colleges earn a median of $34,577 ten years after entry (College Scorecard, retrieved May 2, 2026).
This page covers health outcomes from CDC PLACES (33 metrics), school information from NCES CCD (3 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (9 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), and federal disaster declarations from FEMA OpenFEMA (40 on record). Data is refreshed on Mubboo's standard schedule.
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 26, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (40 on record).
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Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.