Population & age
- Total population
- 5,434
- Median age
- 49.0
Decatur, MI (49045)
Van Buren County · Population 5,434
Fresh.Data current as of Apr 24, 2026
Decatur, MI (ZIP 49045) sits in Van Buren County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 38.8%. NCES lists 2 schools serving the area, 2 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $5,931. IRS data shows average household income (AGI) of $56,459 per tax return. BLS QCEW reports average annual pay of $51,293 per worker, roughly 22% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 13 federal disaster declarations affecting this ZIP since 1973. New residents arriving here predominantly come from Kalamazoo County, MI (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $57,986, fair market rent of $970 for a two-bedroom, and a typical home value of $214,511, up 2.9% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
Loading map…
Demographics
Race & ethnicity
- White
- 85.1%
- Black
- 1.9%
- Asian
- 0.8%
- Hispanic / Latino
- 9.1%
- Other / multi-racial
- 11.4%
Income & housing
- Median household income
- $57,986
- Median home value
- $155,200
Education
- Bachelor's degree or higher (age 25+)
- 15.8%
Employment
- Unemployment rate
- 3.8%
Housing
- Owner-occupied
- 1,881(82.6%)
- Renter-occupied
- 396(17.4%)
- Vacant units
- 584
- Built (median)
- 1965
Commute
- Public transit
- 27(1.2%)
- Work from home
- 152(6.7%)
- Avg commute
- 21.7 min
Economic wellbeing
- Below poverty line
- 881(16.3%)
- Uninsured
- 11(0.2%)
Digital access
- Broadband access
- 1,905(83.7%)
- No broadband
- 372(16.3%)
Language & nativity
- Foreign-born
- 300(5.5%)
- Non-English at home
- 447(8.6%)
Fair Market Rent
Fresh.HUD SAFMR · May 1, 2026Studio
$680
/month
1 Bed
$760
/month
2 Bed
$970
/month
3 Bed
$1,280
/month
4 Bed
$1,400
/month
HUD Fair Market Rents represent the 40th percentile of standard-quality rental housing in this area. FY2026 data.
Home values
Typical home value
$214,511
Zillow Home Value Index (ZHVI) · as of March 2026
Year-over-year change
+2.9%
vs. March 2025
5-year change
+14.5%
vs. March 2021
Metro area
South Bend-Mishawaka, IN-MI
Metropolitan statistical area
Source: Zillow Research, ZHVI All Homes (SFR, Condo/Co-op) Time Series (zillow.com/research/data). Zillow Home Value Index (ZHVI) is copyrighted by Zillow, Inc.
New housing construction
New housing units permitted
352
Across 350 permitted buildings. Total construction value: $141.3M.
Single-family
348
99% of total units
Multifamily (2+ unit)
4
1% of total units
Single-family value
$140.3M
construction value
Multifamily value
$1.0M
construction value
Aggregated from 2 counties touching this ZIP (2024).
Source: U.S. Census Bureau Building Permits Survey (census.gov/construction/bps). Public domain. BPS reports annual residential building permits from local permit-issuing jurisdictions, aggregated to county. A permit reflects intent to build, not a completed unit — actual construction lags by 6-24 months for multifamily projects.
Income & tax statistics
Tax returns filed
2,480
Average AGI
$56,459
Avg property tax
$126
EITC participation
18.1%
Income distribution
- $1 – $25,00033.1% · 820
- $25,000 – $50,00027.0% · 670
- $50,000 – $75,00016.1% · 400
- $75,000 – $100,0009.3% · 230
- $100,000 – $200,00011.7% · 290
- $200,000 or more2.8% · 70
Avg mortgage interest
$175
Avg charitable contribution
$195
Avg capital gains
$975
Avg total income tax
—
Source: IRS Statistics of Income — Individual Income Tax Statistics by ZIP Code (irs.gov). Public domain. Dollar columns reported in thousands by the IRS; figures here display real dollars. Total ZCTA AGI for the area was $140.0M across all reported brackets.
Business & employment
Business establishments
80
Total employment
731
Annual payroll
$37.6M
Average annual pay
$51,408
Source: U.S. Census Bureau, ZIP Business Patterns (census.gov). Public domain. ZBP covers establishments with paid employees; Census suppresses employment and payroll values when fewer employers operate in a ZIP than would protect their confidentiality.
Employment & wages
Average annual pay
$51,293
Average weekly wage
$986
Total employment
21,597
Total establishments
1,643
That is roughly 22% below the US national average of $65,470 per worker.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages (bls.gov/cew). Public domain. QCEW is derived from state unemployment-insurance filings and covers ~95% of US jobs. Figures are county-level totals assigned to ZIPs whose primary county matches; small-employer cells are suppressed by BLS to protect employer confidentiality.
Unemployment
Unemployment rate
5.2%
That is 1.2 percentage points above the US national unemployment rate of about 4.0%.
Labor force
37,193
Employed
35,262
Unemployed
1,931
Based on Van Buren County, MI data (2024).
Source: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics (bls.gov/lau). Public domain. LAUS publishes monthly and annual labor-force estimates for every US county. Figures are county-level totals assigned to ZIPs whose primary county matches.
Banking access
FDIC-insured bank branches
1
Limited banking access
Only a handful of branches — residents may rely on neighboring ZIPs or online banking for most services.
Total deposits
$42.9M
across all branches in this ZIP
Distinct institutions
1
different banks operating here
Top banks by deposits in this ZIP
- 1.First State Bank of Decatur$42.9M · 1 branch
Based on FDIC-insured branch offices as of June 30, 2024.
Source: FDIC Summary of Deposits (fdic.gov). Annual June-30 snapshot of every FDIC-insured branch and the deposits booked there. Figures cover all institutions reporting a branch address in this ZIP.
Public transit
FTA tracks transit service at the urbanized-area level. Numbers below reflect the agencies and modes serving the area that contains this ZIP, not stop-level coverage.
Service status
Available
Benton Harbor--Lincoln--St. Joseph, MI
Reporting agencies
4
Largest: City of Niles
Annual ridership
—
unlinked trips · 2024
Source: U.S. Federal Transit Administration, National Transit Database (transit.dot.gov). Public domain.
Alternative-fuel stations
Public EV charging stations
0
No public EV charging in this ZIP
EV drivers will need to rely on home charging or stations in neighboring ZIPs. Other alternative-fuel options may still be available locally.
Propane (LPG)
1
Propane autogas
Active public stations only. Snapshot taken 2026; AFDC's underlying registry refreshes continuously as stations open and close.
Source: U.S. Department of Energy via NREL (afdc.energy.gov). Per-ZIP counts of active public alternative-fuel stations (electric, hydrogen, propane, CNG, biodiesel, E85, LNG, renewable diesel) and EV charging-port totals.
Public libraries
Public-library outlets
1
Single library outlet
One public-library outlet serves this ZIP — typical of suburban and small-town areas. Card holders also have full access to the rest of the system's branches.
Buildings
1
1 central
Avg hours / week
54.1
across outlets in this ZIP
Avg square feet
15,000
per outlet
Outlets in this ZIP
- 1.Van Buren District Library
Public libraries provide free WiFi, computer access, children's programming, job-seeking resources, and meeting space — community infrastructure beyond books. FY2023 outlet inventory from the federal Public Libraries Survey.
Source: Institute of Museum and Library Services (imls.gov). Per-ZIP counts of active public-library outlets — central buildings, branches, and bookmobiles — operated by federally reporting library systems.
Federal Disaster Declarations
Federally Declared Disasters
13
Date Range
1973–2020
Most Recent Declaration
COVID-19 PANDEMIC
Biological — declared March 27, 2020 (DR-4494)
Incident period: January 20, 2020 – May 11, 2023
Top Incident Types
- Snowstorm4 (31%)
- Flood4 (31%)
- Biological2 (15%)
- Hurricane1 (8%)
- Severe Storm1 (8%)
- Other1 (8%)
Individual Assistance
5
Direct help to disaster survivors
Households Program
2
Housing & temporary lodging support
Public Assistance
11
Repair of public facilities & roads
Hazard Mitigation
2
Funding to reduce future disaster risk
FEMA declares disasters at the county level; counts here include every federally declared disaster touching any county that overlaps this ZIP. Statewide declarations and pre-1964 records without county granularity are excluded. Program flags reflect which FEMA assistance categories were activated (Individual Assistance, Households, Public Assistance, Hazard Mitigation). Source: fema.gov/openfema. Public domain.
Climate
30-year averages (1991-2020) from the nearest GHCN-D weather station. Temperature and precipitation values reflect typical annual conditions, not any single year.
Avg. temperature
51.6°F
42.5° – 60.7°
Annual precipitation
38.3"
Annual snowfall
86.6"
Heating · cooling days
5,814.8 · 963.5
Annual base 65°F
Nearest station: EAU CLAIRE 4 NE, MI US, 13.9 miles from the centroid of Decatur, MI (ZIP 49045)
Source: NOAA National Centers for Environmental Information, 1991–2020 U.S. Climate Normals (ncei.noaa.gov). Public domain.
Community health profile
Years of potential life lost (per 100K)
9,267
That is roughly 1,067 years per 100,000 above the national county median (~8,200).
Premature death is the headline composite outcome CHR reports — age-adjusted, all-cause, before age 75.
Fair or poor health
20%
of adults self-report
Poor physical health days
4.4
avg per adult per month
Poor mental health days
6.0
avg per adult per month
Uninsured
7.3%
of residents under 65
Primary care MDs
50
per 100,000 residents
Preventable hospital stays
2,972
per 100K Medicare enrollees
Food environment (0-10)
8.0
10 = best access & security
Exercise access
60%
residents near a facility
Flu vaccinated
40%
of Medicare enrollees
Low birth weight (under 2,500 g) accounts for 7.4% of live births in this county — an early-life health input that downstream outcomes track against.
Based on Van Buren data (2025 CHR release).
Source: County Health Rankings & Roadmaps, University of Wisconsin Population Health Institute (countyhealthrankings.org). Annual release. Underlying source datasets vary by measure (CDC BRFSS, NCHS Vital Statistics, AHA, USDA Food Environment Atlas, and others). Figures are county-level and assigned to every ZIP whose primary county matches.
Food access
Food access status
Good food access — most residents near a store
4.9% of Van Buren County, MI residents live more than 1 mile (urban) or 10 miles (rural) from the nearest supermarket.
Grocery stores
0.17
per 1,000 residents
Supercenters & clubs
0.04
per 1,000 residents
SNAP-authorized stores
1.18
accepting food benefits
Fast-food restaurants
0.62
per 1,000 residents
Per-1,000 figures show how many of each store type exist in Van Buren County, MI for every 1,000 residents. Higher grocery and supercenter density usually means easier access to fresh food; higher convenience-store-only density (with low grocery rate) often signals a food swamp.
Source: USDA Economic Research Service, Food Environment Atlas (ers.usda.gov). County-level metrics fanned to ZIP via the primary county in the Census ZCTA-county relationship file. Variable years differ per family (stores ~2020, low-access ~2019).
Safety
FBI publishes crime data at the county level. Numbers below cover the primary county that contains this ZIP. Rates are per 100,000 residents in the area covered by reporting agencies.
Violent crime rate
—
per 100K residents · 45 reports
Property crime rate
—
per 100K residents · 323 reports
Homicide
0
Robbery
1
Burglary
72
Vehicle theft
55
County-level data for Cass (2024)
Source: U.S. Federal Bureau of Investigation, Uniform Crime Reporting Program (cde.ucr.cjis.gov). Public domain. Coverage varies by reporting agency; areas with partial agency coverage may understate true crime totals.
Who’s moving in and out
Net migration (2022-2023)
▲+381 people
+119 households • +$13.2M net AGI flow
Moved in
2,538households
4,576 people • $158.1M AGI
Moved out
2,419households
4,195 people • $144.9M AGI
Where new residents came from
- Kalamazoo County, MI — 553 households
- Allegan County, MI — 214 households
- Berrien County, MI — 205 households
- Cook County, IL — 72 households
- Cass County, MI — 71 households
Where departing residents went
- Kalamazoo County, MI — 568 households
- Berrien County, MI — 221 households
- Allegan County, MI — 191 households
- Cass County, MI — 81 households
- Kent County, MI — 70 households
Incoming households reported an average AGI of $62,294 versus departing households' $59,919.
Source: U.S. Internal Revenue Service, Statistics of Income, Migration Data (irs.gov). Public domain. Migration is measured by year-over-year changes in the address on individual tax returns; figures are county-level totals attributed to ZIPs whose primary county matches. Foreign migration contributes to inflow/outflow totals but does not appear in the top-county lists. Small flows are suppressed by IRS to protect taxpayer confidentiality.
Taxes & benefits in Michigan
State-level rules that apply to every resident of ZIP 49045. Numbers reflect the most recent published year per source.
Tax rates
Income tax
Yes
graduated
Sales tax (combined)
6.00%
State 6.00% · avg local 0.00%
Property tax (effective)
1.17%
Median $1,868/year
Tax burden rank
20 of 50
9.60% of personal income
For ZIP 49045: Applied to this ZIP's typical home value of $214,511, that works out to roughly $2,500/year in property tax.
Paid family leave
Program
No program
No program
Safety net
SNAP eligibility
200% FPL
Broad-Based Categorical Eligibility (raises gross income limit above federal 130% floor). No asset test.
Sources: Tax Foundation (state tax rates & brackets), Bipartisan Policy Center (paid family leave), USDA FNS (SNAP categorical eligibility).
Other ZIPs near 49045
Nearby ZIPs by distance
49065 (Lawton, 8.4 mi) · 49064 (Lawrence, 8.5 mi) · 49047 (Dowagiac, 9.2 mi) · 49079 (Paw Paw, 10.6 mi) · 49057 (Hartford, 11 mi) · 49067 (Marcellus, 11.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
Data sources used on this page
SourcesFresh.CDC PLACES · Apr 24, 2026Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Fresh.HUD SAFMR · May 1, 2026
All data on this page is sourced from federal government datasets · Not AI-generated · Methodology
Health profile
Crude prevalence estimates from CDC PLACES, derived from BRFSS small-area modeling. Population-level figures only.
Obesity
39.2%
6.2pp above the 33.0% national rate.
High Blood Pressure
38.8%
6.8pp above the 32.0% national rate.
Depression
27.5%
5.5pp above the 22.0% national rate.
Annual Checkup
80.3%
4.3pp above the 76.0% national rate.
Health Insurance
8.5%
4.5pp below the 13.0% national rate.
Diabetes
13.6%
2.6pp above the 11.0% national rate.
Schools in this ZIP
2 schools serve this ZIP, including 2 non-charter.
| School | Type | Grades | Enrollment |
|---|---|---|---|
| Decatur Jr Sr High School | Public | 6–12 | 380 |
| Davis Elementary School | Public | 0–5 | 335 |
Schools listed from NCES Common Core of Data via the Urban Institute Education Data Portal.
Fresh.NCES CCD via Urban Institute EDP · Apr 27, 2026Colleges & universities nearby
Colleges in this area
10
Median in-state tuition
$5,931
Median earnings (10 yr)
$37,935
- 4-Year
Western Michigan University
Kalamazoo, MI · 49008
- In-state tuition
- $15,252
- Out-of-state tuition
- $19,034
- Acceptance rate
- 84.6%
- Graduation rate
- 57.7%
- Median earnings (10 yr)
- $53,562
- Median student debt
- $26,188
- 2-Year
Kalamazoo Valley Community College
Kalamazoo, MI · 49003
- In-state tuition
- $4,144
- Out-of-state tuition
- $9,094
- Acceptance rate
- —
- Graduation rate
- 25.3%
- Median earnings (10 yr)
- $38,618
- Median student debt
- $9,699
- 2-Year
Kellogg Community College
Battle Creek, MI · 49017
- In-state tuition
- $4,118
- Out-of-state tuition
- $8,282
- Acceptance rate
- —
- Graduation rate
- 27.6%
- Median earnings (10 yr)
- $38,329
- Median student debt
- $17,000
- 2-Year
Lake Michigan College
Benton Harbor, MI · 49022
- In-state tuition
- $5,445
- Out-of-state tuition
- $7,755
- Acceptance rate
- —
- Graduation rate
- 21.9%
- Median earnings (10 yr)
- $34,466
- Median student debt
- $9,000
- 2-Year
Southwestern Michigan College
Dowagiac, MI · 49047
- In-state tuition
- $6,417
- Out-of-state tuition
- $8,394
- Acceptance rate
- —
- Graduation rate
- 32.3%
- Median earnings (10 yr)
- $37,303
- Median student debt
- $10,959
- 4-Year
Kalamazoo College
Kalamazoo, MI · 49006
- In-state tuition
- $61,050
- Out-of-state tuition
- $61,050
- Acceptance rate
- 75.3%
- Graduation rate
- 79.0%
- Median earnings (10 yr)
- $65,590
- Median student debt
- $26,077
- 4-Year
The University of Olivet
Olivet, MI · 49076
- In-state tuition
- $34,068
- Out-of-state tuition
- $34,068
- Acceptance rate
- 83.3%
- Graduation rate
- 36.2%
- Median earnings (10 yr)
- $47,907
- Median student debt
- $27,000
- 2-Year
Glen Oaks Community College
Centreville, MI · 49032
- In-state tuition
- $4,176
- Out-of-state tuition
- $6,624
- Acceptance rate
- —
- Graduation rate
- 39.7%
- Median earnings (10 yr)
- $37,540
- Median student debt
- $10,794
- Certificate
Twin City Beauty College
Saint Joseph, MI · 49085
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 46.0%
- Median earnings (10 yr)
- $23,043
- Median student debt
- $9,320
- Certificate
Ross Medical Education Center-Portage
Portage, MI · 49002
- In-state tuition
- —
- Out-of-state tuition
- —
- Acceptance rate
- —
- Graduation rate
- 61.1%
- Median earnings (10 yr)
- $30,060
- Median student debt
- $9,500
Source: U.S. Department of Education College Scorecard (collegescorecard.ed.gov). Public domain data. Earnings figures reflect median earnings 10 years after entry for federally-aided students.
What these numbers say together
Decatur, MI (ZIP 49045) sits in Van Buren County. The page draws on 2 federal data feeds retrieved Apr 27. Top health signal: High Blood Pressure comes in above the national average at 38.8%. NCES lists 2 schools serving the area, 2 non-charter. 10 colleges and universities serve the area, with median in-state tuition of $5,931. IRS data shows average household income (AGI) of $56,459 per tax return. BLS QCEW reports average annual pay of $51,293 per worker, roughly 22% below the US average. FDIC counts just 1 bank branch in this ZIP (Summary of Deposits, 2024) — residents likely lean on neighboring ZIPs or online banking for most services. FEMA has issued 13 federal disaster declarations affecting this ZIP since 1973. New residents arriving here predominantly come from Kalamazoo County, MI (IRS SOI Migration, 2022-2023). Healthcare access is the area's quieter strength; school options sit on the lighter side, so families may find themselves looking at districts a few ZIPs over. Notable: median household income $57,986, fair market rent of $970 for a two-bedroom, and a typical home value of $214,511, up 2.9% over the past year. Every figure on this page links to its underlying federal dataset with a retrieval date so you can audit the freshness yourself.
The two domains pull in different directions. Healthcare access reads strong, but the on-paper school count is on the lighter side — that’s less a quality signal and more a density one. Households here often look at districts a few ZIPs over for school choice while keeping their providers local.
One concrete reading worth keeping: Depression prevalence sits higher the national rate at 27.5%. Each figure on this page links to the original federal dataset with its retrieval date — this synthesis is a reading, not a substitute for the underlying records.
Frequently Asked Questions — ZIP 49045
What is the obesity rate in ZIP 49045?
39.2%, which is 6.2 percentage points above the national average of 33.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the depression rate in ZIP 49045?
27.5%, which is 5.5 percentage points above the national average of 22.0% (CDC PLACES, retrieved Apr 24, 2026).
What is the high blood pressure rate in ZIP 49045?
38.8%, which is 6.8 percentage points above the national average of 32.0% (CDC PLACES, retrieved Apr 24, 2026).
How many schools are in ZIP 49045?
2 schools serve this ZIP, including 2 public schools (NCES CCD, retrieved Apr 27, 2026). No charter schools are listed in this ZIP by NCES CCD.
Does ZIP 49045 have charter schools?
No charter schools are listed in ZIP 49045 by NCES CCD (retrieved Apr 27, 2026).
Are there high schools in ZIP 49045?
Yes, 1 high school serves this ZIP: Decatur Jr Sr High School. (NCES CCD, retrieved Apr 27, 2026).
What is the population of ZIP 49045?
5,434 people live in ZIP 49045, with a median age of 49.0 (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the median household income in ZIP 49045?
$57,986 per year (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
Is ZIP 49045 mostly renters or homeowners?
In ZIP 49045, 82.6% of occupied housing units are owner-occupied and 17.4% are renter-occupied (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
How do people commute in ZIP 49045?
In ZIP 49045, 6.7% of workers work from home. Public transit is used by 1.2% of commuters (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the poverty rate in ZIP 49045?
16.3% of the population in ZIP 49045 lives below the federal poverty line (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What percentage of households in ZIP 49045 have broadband internet?
83.7% of households in ZIP 49045 have broadband internet access (Census ACS 5-Year 2022, retrieved Apr 30, 2026).
What is the typical home value in ZIP 49045?
The typical home value in ZIP 49045 is $214,511, up 2.9% from a year ago (Zillow Home Value Index, retrieved May 1, 2026).
Are home values rising or falling in ZIP 49045?
Home values are up 2.9% over the past year and up 14.5% over the past five years (Zillow Home Value Index, retrieved May 1, 2026).
What is the average household income in ZIP 49045?
The average Adjusted Gross Income reported on tax returns from ZIP 49045 (Decatur, MI) is $56,459 per return (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How much do homeowners pay in property tax in ZIP 49045?
Tax returns from ZIP 49045 report an average of $126 per return in real-estate tax deductions (IRS SOI Tax Year 2022, retrieved May 2, 2026).
What percentage of residents in ZIP 49045 earn over $200,000?
2.8% of tax returns from ZIP 49045 (Decatur, MI) report Adjusted Gross Income of $200,000 or more (IRS SOI Tax Year 2022, retrieved May 2, 2026).
How many businesses are in ZIP 49045?
As of 2022, 80 business establishments operated in ZIP 49045 employing 731 workers (Census ZIP Business Patterns, retrieved May 3, 2026).
What is the average salary in ZIP 49045?
The average annual pay across all local establishments in ZIP 49045 is $51,408, based on Census ZIP Business Patterns 2022 data (retrieved May 3, 2026).
How vulnerable is ZIP 49045 to disasters and public health emergencies?
According to the CDC Social Vulnerability Index (2022), ZIP 49045 ranks in the 60th percentile nationally for social vulnerability — a high vulnerability profile (retrieved May 3, 2026).
What is the biggest vulnerability factor in ZIP 49045?
Housing Type & Transportation is the highest-scoring CDC SVI theme for ZIP 49045, ranking in the 72th percentile nationally (CDC/ATSDR Social Vulnerability Index 2022, retrieved May 3, 2026).
How many federally declared disasters has ZIP 49045 experienced?
FEMA has recorded 13 federal disaster declarations affecting ZIP 49045 between 1973–2020 (FEMA OpenFEMA Disaster Declarations, retrieved May 3, 2026).
What kinds of disasters most often hit ZIP 49045?
Snowstorm is the most common federally declared disaster type affecting ZIP 49045, accounting for 4 of 13 declarations (31%, FEMA OpenFEMA, retrieved May 3, 2026).
What was the most recent disaster declared for ZIP 49045?
The most recent FEMA disaster declaration affecting ZIP 49045 was "COVID-19 PANDEMIC" — a biological declared in 2020 (DR-4494) (FEMA OpenFEMA, retrieved May 3, 2026).
What colleges are near ZIP 49045?
10 colleges and universities are listed near ZIP 49045 by the U.S. Department of Education College Scorecard, including Western Michigan University, Kalamazoo Valley Community College, and Kellogg Community College (retrieved May 2, 2026).
What is the average tuition at colleges near ZIP 49045?
Median in-state tuition across 10 nearby institutions is $5,931 (College Scorecard, retrieved May 2, 2026).
What do graduates earn from colleges near ZIP 49045?
Graduates of nearby colleges earn a median of $37,935 ten years after entry (College Scorecard, retrieved May 2, 2026).
What is the climate like in ZIP 49045?
ZIP 49045 has an average annual temperature of 51.6°F and 38.3" of annual precipitation based on the EAU CLAIRE 4 NE, MI US weather station 13.9 miles from the ZIP centroid (NOAA 1991–2020 Climate Normals, retrieved May 8, 2026).
Does ZIP 49045 have public transit?
Yes — ZIP 49045 is part of the Benton Harbor--Lincoln--St. Joseph, MI urbanized area, primarily served by City of Niles (National Transit Database 2024, retrieved May 4, 2026).
What taxes apply in ZIP 49045?
Michigan has a graduated income tax with a top rate of unspecified. Combined sales tax: 6.00% (Tax Foundation 2025).
Does Michigan have paid family leave?
Michigan has no state paid family leave program (Bipartisan Policy Center 2026).
What data is available for ZIP 49045?
This page covers health outcomes from CDC PLACES (40 metrics), school information from NCES CCD (2 schools), demographics from the Census ACS 5-Year (2022), home values from the Zillow Home Value Index, colleges from the U.S. Department of Education College Scorecard (10 institutions), income & tax statistics from the IRS SOI (Tax Year 2022), local business & employment from Census ZIP Business Patterns (2022), social vulnerability scores from the CDC/ATSDR SVI (2022), federal disaster declarations from FEMA OpenFEMA (13 on record), climate normals from NOAA NCEI (1991-2020), county-level crime data from the FBI Crime Data Explorer (2024), public transit coverage from the National Transit Database (2024), and state-level tax rates from the Tax Foundation. Data is refreshed on Mubboo's standard schedule.
How current is this data?
Health data retrieved Apr 24, 2026 from CDC PLACES. School data retrieved Apr 27, 2026 from NCES CCD. Demographics retrieved Apr 30, 2026 from Census ACS 5-Year (2022). Home values retrieved May 1, 2026 from Zillow Research. College data retrieved May 2, 2026 from U.S. Dept of Education College Scorecard. Income & tax statistics retrieved May 2, 2026 from IRS SOI (Tax Year 2022). Business & employment retrieved May 3, 2026 from Census ZBP (2022). Social vulnerability scores retrieved May 3, 2026 from CDC/ATSDR SVI (2022). Federal disaster declarations retrieved May 3, 2026 from FEMA OpenFEMA (13 on record). Climate normals retrieved May 8, 2026 from NOAA NCEI (1991-2020). County-level crime data retrieved May 4, 2026 from the FBI Crime Data Explorer (2024). Transit coverage retrieved May 4, 2026 from the National Transit Database (2024). State-level tax rates retrieved 2026-05-05 15:58:22.284+00 from the Tax Foundation.
Other ZIPs near 49045
Nearby ZIPs by distance
49065 (Lawton, 8.4 mi) · 49064 (Lawrence, 8.5 mi) · 49047 (Dowagiac, 9.2 mi) · 49079 (Paw Paw, 10.6 mi) · 49057 (Hartford, 11 mi) · 49067 (Marcellus, 11.6 mi)
Compare ZIP-level stats — population, schools, housing, climate — across nearby areas. Source: U.S. Census Bureau ZCTA basemap.
More Info topics
Have a specific question about ZIP 49045?
Ask Mubboo — launching Q4 2026.
Data refreshed via Mubboo's ETL pipeline; oldest source on this page retrieved Apr 24, 2026.
Social Vulnerability Index
Overall SVI
60th percentile
High Vulnerability
Based on 7 census tracts, population 6,235
Vulnerability Themes
Households Without Vehicle
108
Limited English Speakers
98
Persons with Disability
1,017
Without HS Diploma
509
Without Health Insurance
652
Adults Age 65+
1,369
The Social Vulnerability Index uses U.S. Census data to identify communities most at risk during public health emergencies and natural disasters. Higher percentiles indicate greater vulnerability. Tract-level scores are aggregated to this ZCTA via Census 2020 ZCTA→Tract crosswalk, weighted by land-area share. Source: atsdr.cdc.gov. Public domain.